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Not all insurance companies require a urinalysis. It is largely based on the death benefit so if you are worried you would need to stay below that threshold. Only thing is when they ask you if you do drugs or have Diabetes and you are an honest person that info is now out anyway. If you have conditions you need to speak with a knowledgeable broker to point you in the right direction.

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Q: Do you have to take the urine test for life insurance?
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