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I recently read an article on this subject, and the answer was a definite yes.

In any profession that has you coming in direct contact with a person or animal, liability insurance is highly recommended.

If you are a sole practitioner, and you are sued by a patient, you may have to pay an award out of pocket, since you are not allowed to be an LLC.

Your Liability insurance company would pay any damages if you were ever sued and lost in court.

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15y ago

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