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You use the same thing as the ps3 and psp

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Q: Do you need a different type of pre-paid for the playstation vita or can you use the psn card?
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Can you use a credit card to buy PlayStation Vita games?

Yes. PlayStation Network allows you to save your billing info (ie. a credit card) to your account, allowing you to buy games on the PlayStation Store on the PlayStation 3 and PlayStation Vita without the need for a prepaid card.


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No you don't need it. That is the normal way to add money to your account or you can purchase the PlayStation network card and this is quoted about the card from related link: "The PlayStation®Network Card (PSN Card) is a prepaid card that may be used to apply funds to a PlayStation®Wallet without using a credit card. Please visit your local authorized PlayStation®retailer to purchase the PSN Card."


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