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You CAN FILE FOR CHAPTER 7 BANKRUPTCY WITHOUT AN ATTORNEY, but you must understand the BANKRUPTCY RULES.

Chapter 7 bankruptcy involves much more than just the filling out of the paperwork. There are many simple yet specific steps that need to be followed for a successful bankruptcy discharge (wiping out) of debts. If you are considering bankruptcy without a lawyer, consult an online BANKRUPTCY TUTORIAL. There is a free tutorial on the following link:

http://www.ezbankruptcyforms.com/how-to-file-chapter-7-bankruptcy-without-a-lawyer.html

Once you have a general understanding of all the steps to take in receiving a bankruptcy discharge, you must be able to accurately fill out your bankruptcy paperwork. There are free forms provided by the federal government, but they are very user UN-friendly, making completion very frustrating. If you do a search for "BANKRUPTCY SOFTWARE FOR CONSUMERS", you can find an online bankruptcy program that will help you greatly in both accuracy and saving time. A good software program can be found for under $45.

In choosing a bankruptcy software company, find one that provides some guidance on the steps that need to be followed throughout the bankruptcy in order to be prepared for your online counseling, filing of paperwork, preparation for documents that the Bankruptcy Trustee will be requiring, and your Meeting of Creditors. Don't rely on "padded testimonials", look for a company that will provide a clear layout of the situation on their website. Also, make sure they have a means to communicate with you throughout the process, should you have any questions.

If filing for Chapter 7 bankruptcy without an attorney seems overwhelming, you may want to consider actually hiring a lawyer.

Filing with a lawyer can be expensive, yet worth it. The "Catch-22" is that if you are filing for bankruptcy, you probably cannot afford a lawyer. Hopefully, this tidbit will help.

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10y ago
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12y ago

When filing for bankruptcy it is best to not do it by yourself. An attorney is qualified to make sure the process is done properly and if you attempt this on your own, it can take a very long time.

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11y ago

No, you can fill out the paperwork yourself and file with the court.

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Q: Do you need an attorney to file banckruptcy?
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