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Do you need car insurance if you do not own a vehicle but drive another persons vehicle?
Wiki User
∙ 13y ago
You dont NEED insurance in that case you are covered under what is called 'permissive use' on the owners policy, permissive use does not mean you drive the vehicle frequently (not more than 10-20% of the time) but you have the permission to drive the vehicle from the owner/policyholder.
You can get "Non Owner" insurance policies in some states that dont require you to actually own a vehicle, this is in SOME states and your driving record needs to be pretty nice looking but it is available.
Wiki User
∙ 13y ago
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If you have liability insurance on one vehicle are you insured if you drive another vehicle?
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
If you need to get personally insured so you can practice driving in another persons car to take the driving test what do you do to do that?
To drive another person's car you must be a named driver on the vehicle's insurance policy.
Does your insurance policy follow you if driving someone elses car?
No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are driving another persons vehicle.
Can persons under 18 be employed to drive a motor vehicle?
Probably not, the insurance would be too high.
Can you drive a car with no insurance under your insurance?
Yes, it can cover you depending on the reason you were driving another persons vehicle.Remember that auto insurance follows the legal liabilities of the named insured. If you were driving another persons vehicle under the "replacement vehicle rules" then yes your liabilities should be covered under your own auto insurance policy.A replacement vehicle is typically defined as a borrowed or rented vehicle that one is driving because their own vehicle is under repair, broken down or otherwise unavailable to you at the time.If you were just driving your friends car for the fun of it then you should contact your insurance agent for coverage advice.
You have fully comp car insurance can idrive another persons car third party if the car has a current mot and tax but the owners insurance has runout?
Of course you can drive it... you can drive any car you want... I think the question you are asking though is whether or not it will be legal to drive and whether or not an out of force car insurance policy will cover you if you wreck the vehicle even if it has a current tax and license... right? The answer to those questions is NO. If the current owner's coverage is not in force, it is not legal for you to drive the vehicle unless you have a Non-Owner Insurance policy which insures any vehicle you drive. An out of force policy will NOT cover you at all. Whether the vehicle has current license and tax has no bearing at all on whether you meet your States insurance guidelines.
What is required to drive a vehicle?
A license, a vehicle, and insurance.
If you got a no insurance ticket in a car you drove that is not insured but you have full coverage on another vehicle?
No proof of insurance on the vehicle. Just because you have one car with insurance does not mean that you are covered on any vehicle that you drive. Your best bet is to add the vehicle to your policy, go to court, show them you now have proof of insurance, and you should be okay then.
Can your kids drive your vehicle if they are not on the insurance policy?
No!
Do you need insurance on a vehicle you can not drive?
Yes you would need insurance on a vehicle you can not drive cause what if there was a storm and a tree fell on it and it had really bad damages than what would you do.
Do you have to have insurance if you have a drivers license but do not own vehicle?
In most situations, the insurance follows the vehicle, therefore, if you don't have a vehicle you would not have a need to have insurance. You still have the responsibility to make sure that any vehicle that you do drive is insured. If you borrow someone's car and drive it, you have the care, custody, and control of the vehicle and you are legally responsible to make sure it has the legally required coverage. If you drive an uninsured vehicle, you will be ticketed.
Can a Person under 18 in California be employed to drive a motor vehicle?
Persons under 18 may not be employed to drive a motor vehicle.
