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Do you need car insurance in all states?

Updated: 8/19/2019
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13y ago

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That depends on exactly what you mean, but the answer is probably yes.

If you drive, but do not own a car (or live in a household where anyone owns a car), you may not need car insurance. For example, a college student living with roommates, without a car, is covered by his/her roommate's car insurance if they borrow the car every once in a while (assuming the roommate has automobile insurance).

If you are renting a car and do not have automobile insurance, you can purchase temporary insurance through the car rental company for the duration that you have the car.

Also, most insurance companies are required to cover any accidents that occur during a temporarily lapsed policy (if you are a week late renewing your insurance, for example).

In almost any other circumstance, if you are anywhere in the United States and you are on the road behind the wheel of a car, it is a serious crime to be driving a car without insurance.

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13y ago
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