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Not for the building fabric - that should be the landlords responsibility, but you would benefit from contents insurance (in case you are robbed etc.).
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∙ 15y ago
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If you are renting your home and living with your boyfriend at his home why won't your insurance company cover your home?
It is possible that you have to be occupying the house to be covered by insurance. They see it as unprotected by the owner and anything could happen to it. I cant possibly be the first person to try and insure a property Im not occupying. Homeowners insurance covers your home, and a house you are renting to someone else is not your home. It can be insured, but you need a different policy.
How can you get home insurance for a house that you are renting out in NC with no mortgage note?
Insurance companies offer renter's insurance which covers the person's personal property, such as furniture, clothing, appliances, jewelry, and so forth. The coverage for the house itself is the responsibility of the owner.
Is renting a home just like renting an apartment?
Yes renting a home is just like renting an apartment although it may be more expensive as homes normally consist of more rooms whereas an apartment is normally limited to 1 or 2 bedrooms a home can have many bedrooms.
Can you carry renters insurance over to a new home?
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
If you are renting a house and want to set up an above ground pool who's insurance needs to be notified the renters' or the home owners'?
The homeowners insurance would need notification.I would notify both cause actually both the renter and the owner can be at risk as far as liability. I would recommend increasing your liability limit to at least 300K if its not there already.
If you are renting your home and living with your boyfriend at his home why won't your insurance company cover your home?
It is possible that you have to be occupying the house to be covered by insurance. They see it as unprotected by the owner and anything could happen to it. I cant possibly be the first person to try and insure a property Im not occupying. Homeowners insurance covers your home, and a house you are renting to someone else is not your home. It can be insured, but you need a different policy.
What type of insurance does one need for renting a moving truck?
Since your regular car insurance will probably not cover it, you will most likely need to purchase insurance from whomever you are renting the moving truck with.
When renting from a church do you need liability insurance?
yes
How can I determine the best insurance to choose when renting a home?
You can go to smartmoney.com and read the section on insurance for rent home.
Do I need insurance for a Bus Rental ?
The company you are renting the bus from should have the insurance. You do not need to purchase insurance from a separate company.
Where to get info on affordable renters insurance?
Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability.
What kind of rental insurance is required in Texas when renting a car?
In Texas, when you are renting a car, it is required that you have both auto insurance, and home owner's insurance. If you submit proof of both, there is no problem with the car rental.
Is contents insurance bought with home insurance or separately?
Contents insurance can be purchased either way. Usually it is purchased with home insurance, but it can also be bought by itself. It is usually bought alone for people renting their home.
Why do tennants need to pay insurance?
You only need insurance if you want any of your belongings covered if the building burns down, someone breaks in your home and steals your items, someone trips on your steps and sues you for injuries. These would be a few of the reasons that you may want to purchase insurance on your belongings. You can only insure your items in the home and not the building that you are renting. You can only insure something you own. The person renting you the home cannot charge you for insurance on the home. You purchase your own policy just covering your furniture, clothing, etc and liability. Your policy will not pay for his property and vice versus.
Does home owner's insurance pay for roof replacement?
yes, we are currently renting and our landlord's insurance paid for ours to be fixed
What do I need to know about home renting?
Do you have to pay utilities or are they included? Is lawn care or snow removal included? How much is it? Consider getting renter's insurance as well.
Do I need to purchase rental car insurance when renting a car in Georgia?
It is best to call your current insurance company and ask them if they will cover you while renting a car. If not then you can purchase temporary insurance which will cover you while you drive your rental.
