That really comes down to a jurisdictional matter... local laws and any other applicable ordinances (such as HOA) rules vary on this.
Only if you want to protect it against theft.
Laws may vary by state but generally unless there is a lien on the car you would not have to have insurance. Keep in mind if there is damage from any source you would not have coverage on it unless it was something like the neighbors tree falling on it or another insured vehicle hitting it.
Yes. You must have the insurance before you can legally register the vehicle.
If you can pour vinegar all over it and let it sit that should kill it.
This could be because of bad struts or you pulled a trailer that was over the maximum weight of your vehicle and it strained the struts too much cause it to sit lower in the back. You'll probably need new struts be put on your vehicle which is not a cheap job.
You should sit with them and talk about, and ask them.
All coverages offered in an auto insurance policy have a place and needs for some people. This is certainly not to say that everyone needs every coverage. What you need is a good agent that can explain the available insurance coverages and can help you decide which ones you need an which ones you can do without. You can sit down and evaluate the costs involved and the benefit to you if something happened so that you can decide on an educated basis what is best for you and your family.
Before you buy a new insurance policy, you need to sit down and use an insurance calculator to see what types of plans you can afford. This will help you to see what the costs are going to look like and how they are going to impact your budget. When you can see this in a very real way, you will be able to decide what you need to have and what you can live without. You probably cannot afford to just buy everything that there is to be had, so you need to choose the ones that are a high priority.
I think you are referring to food service or a restaurant insurance program where you are not allowing guest to sit down and dine, but instead actually delivering the food to an off site location. If this is the case you still will need many of the same coverages that normal restaurants would need for insurance but in the case such as liability specific to your products. However you would be able to save on some of the other operational insurance items.
sulky or velky. You sit on a sulky, stand on a velky
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In order to write auto insurance policies in Texas, you will need to have the Property & Casualty insurance license. TX does not have a pre-licensing requirement due to which individuals can sit for the state exam without going through any preparation material BUT to increase the chances of passing your state exam in the first attempt, experts recommend to take the preparation courses.
you can baby-sit, walk dogs, in winter when it snows you can go around your neighborhood asking people if they want you to clear their driveway!