Do you need public liability insurance if you own land with a public footpath running through it?

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Absolutely! You should have a general liability policy because YOU can be held liable and will be named in a lawsuit if any bodily injury or property damage occurs to a third party on that property. Is this land adjacent to your home? Is it officially a park or walking trail?
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Why do you need liability insurance on land you do not use?

Liability insurance In the Unites States, a landowner can sometimes be held liable for certain occurrences on the owned land. A Landowner is typically NOT held liable for the actions of tenants. This is what Renters Insurance is for. A Tenant can purchase property and liability insurance on a ( Full Answer )

Can you find out if a business has public liability insurance?

Answer . DEPENDS.ARE YOU TALKING INDIVIDUAL, BUSINESS, CORPORATION, ETC. SIMPLEST ANSWER FIRST. A PERSON HOMEOWNER's insurance has personal liability coverage. i can'REALLY ANSWER YOUR QUESTION WITHOUT MORE DETAILS. most businesses have public liability insurance, usual in the form of an SMP pol ( Full Answer )

How much is Public Liability Insurance for a small business?

The cost of liability insurance is going to depend on a few factors.. What type of business it is? A CPA will pay a cheaper price than a plumbing contactor. . Where is the business located? The litigious climate is different everywhere so a CPA in Dallas is not going to pay the same as one in N ( Full Answer )

What is public liability?

Public liability is a duty of care which everyone would believe tobe treated as one is in the care of another. This states that eachperson is responsible for an injury/damage caused by theirnegligence.

What is the difference between Comprehensive General Liability insurance and Public and Products Liability insurance?

The correct term is COMMERCIAL GENERAL LIABILITY. The term Comprehensive General Liability is a old term that was at one time used as well as Public and Products Liability. These terms are often used to mean the same ideal. Over the years the legal profession will contunuie to use them in a written ( Full Answer )

Do Limited Liability Corporations need to publish their business to the public?

Depends on the laws of the state to which the LLC is being formed. I know for a fact California and New York require publications of intent to file and LLC with two approved newspaper services. Check with your states Office of Corporations or Secretary of State for filing and operating require ( Full Answer )

How much is public liability insurance for dog walking?

There's no one price for most kinds of insurance. It depends on where you live, your experience, which company you use, what kinds of claims you've had, and so on. That said, it shouldn't be much for General Liability. An independent agent can probably help you with this search and give you some spe ( Full Answer )

Do you need liability insurance for a vacant lot you own?

It is not required by law, but yes, I would recommend it. Say for instance there are some dead trees on the lot that you probably should have maintained, and these trees fall onto a neighbor's property or a person. You may be held legally liable for these damages. You can contact your agent to ad ( Full Answer )

How is general liability insurance different from public liability insurance?

Technically, there is no difference between the two, besides thefact that many of the public and product liability risks are oftencovered together under a general liability policy. These risks mayinclude bodily injury or property damage caused by direct orindirect actions of the insured. You can re ( Full Answer )

Do you legally need public liability insurance for a business in Scotland?

Yes - Hello, it all depends on what your business will do - as far as I am aware the only trade that is legally required to have public liability is a horse riding company. With every other trade it is just heavily recommended. Public Liability insurance protects you and your business against a ( Full Answer )

How much to pay for public liability insurance for land with no public footpath?

I insured a piece of land I own and it cost me around £200ish for the year but there are a few factors that will affect the cost of your particular quote compared to mine (i.e. size of land, use of land, etc). Yours may well be cheaper or more expensive depending on the answers you give. I simp ( Full Answer )

What is Liability insurance carrier for public school system in California?

Many public school systems are self-insured or are written in conjunction with a municipality's insurance program. In short, you really need to do more homework if you are trying to determine who insures your child's school. I recommend contacting the Risk Management Department for the municipalit ( Full Answer )

What public liability is need for fitness classes?

General Liability Insurance is what is needed for the Class Facility or Premises location where the classes are held. General Liability Insurance provides coverage for slip and fall and other premise related claims. Professional Liability Insurance should be obtained for the Instructors. Professi ( Full Answer )

Does direct line insurance offer public liability insurance?

Yes. Direct line insurance does provide public liability insurance, according to their website. Public liability insurance provides protection over claims made by members of the public that have suffered damage from a buisiness.

What companies offer public liability insurance?

Progressive, Gieco, Nationwide and State Farm offers public liability insurance. A public liability insurance broker may also help you in finding public liabitilty insurance. Prices may vary depending upon the agent and event.

What is a public liability insurance and how is it used?

In a nutshell, public liability insurance is a special insurance a business or a commerce can buy to protect itself financially in case of a lawsuit brought against it by a patron injured at/on it's premises.

How much does public liability insurance typically cost?

The cost of Public liability insurance varies quite a bit, depending on the nature of the business you are in, and the amount you are willing to pay as a deductible. Costs can be as high as a few hundred dollars per month, so it is best to speak to an insurance broker to assess your needs and find t ( Full Answer )

Do you need public liabilty insurance?

does my mum need public liability insurance? she is a hairdresser and uses a room in a residential home to carry out her work, although not employed by the owners of the residential home is she at all covered by their insurance or does she need her own. any help in answering this question woulld be ( Full Answer )

What is covered by public liability insurance?

Public liability insurance covers damage or injury to third parties, whether they be visitors, tradesmen of even trespassers, that occur on your property or through your actions or lack of action.

Where to buy public liability insurance?

Look for companies that provide business insurance to small businesses. Most any insurance company will offer public liability insurance, but the purchaser must be prepared to provide answers to the questions they will be asked to get a quote.

How does one apply for public liability insurance online?

To apply for public liability insurance online, one must decide on an insurance company that provides public liability insurance. Next, you must go to their website online and find the form to fill out. Then you must put your personal information, and decide a plan for insurance. Then you must pay f ( Full Answer )

How can one get public liability insurance cover?

Public Liability Insurance is used when a member of the general public sues a company about property damage on the company's physical location. Most insurance claims and comparisons can be purchased online, but some state business offices can process, advise, and help compare their own personal ins ( Full Answer )

How can one get public event liability insurance?

Check with a local insurance agent on where public event liability insurance can be purchased. Many of the more well known insurance companies do not specialize in this type of insurance.

Why would a company need public liability insurance?

A company would need public liability insurance in case a customer or family member of a customer were to try and sue a business for whatever reason. Say someone were to twist or break an ankle at a dance class and then tried to sue the instructor or business. This is where the public liability insu ( Full Answer )

What does employers public liability insurance cover?

Industry and commerce are based on a range of processes and activities that have the potential to affect third parties. Public Liability insurance covers these third parties who may be physically injured or whose property was damaged as a result of the company.

Why would Public Liability Insurance be needed?

Public liability insurance is important to businesses as it covers the business if a customer or any member of the public suffers a loss or injury as a result of the business' activity. This type of insurance covers compensation claims as well as legal expenses.

Who are some Public Liability Insurance brokers?

There are many Public Liability Insurance brokers. Some companies that provide this service are 'Hiscox', 'Crowthorne Insurance Services Limited' and 'AXA Insurance'.

Are there any public liability insurance laws in Ireland?

Just like any other country in the world, like the United States and Germany, Ireland too has public liability insurance laws. These laws allow people who are the victims of crashes to be payed what the need to keep living normally.

Why would a UK business want public liability insurance?

They would want to make sure they carry insurance just incase something was to happen to them or any of there workers. Also they would need to carry it for there customers incase something was to happen

How much is Public Liability Insurance for a art gallery?

The cost of Public Liability Insurance for an art gallery depends on the size of the art gallery and the value of the artwork inside of it. Also, the location of the gallery will also determine the cost.

Where online can one get a public liability insurance policy?

One can buy a public liability insurance policy online from many insurance companies. These include Hiscox, Axa Liability Insurance and Endsleigh. One can use comparison sites such as Compare The Market to compare prices and conditions.

Where can one purchase cheap public liability insurance?

You can purchase cheap public liability insurance from companies such as Direct Line and Simply Business. You can find out more about these companies and their liability insurance policies at their respective websites.

How would one buy public liability insurance?

You could go about purchasing public liability insurance from webpages such as Money Supermarket. Alternatively, one could try public liability insurance companies such as Hiscox, for example.

Where can builders get public liability insurance?

Builders can get a public liability insurance from Builders Insurance and Builders Liability Insurance. Both of these organizations will provide builders with online quotes.