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It might be a good idea if you happen to live in sink hole territory.
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∙ 9y ago
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Does homeowners insurance cover sinkhole damage?
You would need to contact your insurance company or your insurance agent if you can not determine your coverage. Most standard Homeowners policies in the United States exclude coverage for certain types of earth movement unless a specific endorsement has been added and premium assessed.
Does homeowners insurance cover your stolen moped if it was in your yard?
No, You would need cycle insurance for your moped. Homeowners insurance does not provide coverage for vehicles that are designed to operate on public roads.
Does homeowners insurance cover theft of car from driveway?
Homeowners insurance and Auto TheftNo. Homeowners Insurance does not provide coverage for Automobiles. You will need to file that with your Auto Insurance company if you have comprehensive Auto Coverage.More sNO. That would be something that auto insurance would cover if you had full coverage including theft. Homeowners, does not cover motorized vehicles, except in specific cases.
How much extra should it cost to add rental coverage to homeowners coverage?
Actually you can't just add it. For rented property you need Dwelling coverage. Your homeowners insurance policy becomes automatically null and void when the property is rented out to another. You can have your agent endorse your policy for rental dwelling coverage or you can have your agent re-write the policy on the appropriate dwelling coverage form. Homeowners insurance is for owner occupied homes. Dwelling insurance is the landlords insurance for rented properties
Does homeowners insurance cover your car when it rolls down a steep driveway into a tree?
No. Your homeowners Insurance Policy does not cover Auto Collision. You will need to file on your Auto Insurance under your Vehicle Comprehensive and Collision Coverage.
Does homeowners insurance cover a sinking drive way?
It may, You really just need to discuss it with your Insurance Agent. Some homeowners policies do provide coverage for certain types of Sink-age and some do not.
Does your homeowners insurance cover you if you are injured on someone else's property?
No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.
How do you add windstorm insurance to your policy?
Homeowners Windstorm InsuranceMost homeowners Insurance Policies come standard with Windstorm Coverage unless you are in certain high risk areas. If your policy does not already have windstorm coverage and you need or prefer to have it you should contact your Insurance agent to ask about adding it to your policy.If the company you are currently with does not offer t he coverage for your area you may need to purchase through another provider.
Does ho3 homeowners insurance mean dwelling replacement cost?
no you need a separate endorsement - called Replacement Cost Coverage
Will homeowner's insurance cover a stolen car?
The simple answer is NO. Homeowners policies will specifically exclude any vehicle licensed or intended for road use. To get coverage you will need to have Comprehensive coverage on your auto insurance policy.
What type of homeowners insurance do you need if living in home part time?
You can buy a policy for your second home or you can buy coverage for seasonal occupied homes.Just contact your insurance agent and they can guide you to the right coverage.
Will homeowners insurance pay for AC system?
It depends on why the AC system would need replacement. Homeowners insurance provdes coverage damages that result from certain covered perils, typically Fire, Wind, Hail, etc.
