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What type of homeowners insurance do you need if living in home part time?
Wiki User
∙ 9y ago
You can buy a policy for your second home or you can buy coverage for seasonal occupied homes.
Just contact your insurance agent and they can guide you to the right coverage.
Wiki User
∙ 9y ago
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What type of insurance will cover a person home iF the owner dies?
Homeowners Insurance is what you need to cover a home.
What can a home insurance calculator be used for?
"A homeowners insurance calculator gives you a rough estimate of how much homeowners insurance you need based on several variables such as geographical location, and square footage."
Do I need to change the homeowners insurance when a home is willed in North Carolina?
Sure. When the ownership changes the homeowners insurance must also change. If the owner is not living in the home full time you must change to a different kind of policy. Once a owner is not living in the home for 90 days, coverage ceases no matter whether or not premiums are paid.
Can you carry renters insurance over to a new home?
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
Do you have to insure your home for more than the mortgage balance?
To the insurance company, your mortgage balance has no impact on how much insurance coverage you need for your home. Homeowners insurance is based on the replacement/reconstruction cost of your home.
Do you need to document everything in your home for your homeowners insurance and if so how?
yes by serial numbers and model numbers
When do you cancel your homeowners insurance?
Generally one would cancel a home insurance policy whenever one decides they no longer need it, such as sold the home or the home no longer exists, etc.
What if your home is a duplex and you live in one unit what kind of insurance should you get?
You just need regular homeowners insurance, nothing special is needed.
Do renters need homeowners insurance?
NO, But they can get Renters or Tenants insurance
If you own your home do you still need insurance?
If you have paid off your mortgage and do not have a lien on the home you are not required to have insurance in most placed. But only a fool would not have basic homeowners insurance even if they were not required to. What if your home burns down?
If you are renting your home and living with your boyfriend at his home why won't your insurance company cover your home?
It is possible that you have to be occupying the house to be covered by insurance. They see it as unprotected by the owner and anything could happen to it. I cant possibly be the first person to try and insure a property Im not occupying. Homeowners insurance covers your home, and a house you are renting to someone else is not your home. It can be insured, but you need a different policy.
If you refinance your mortgage do you need to get hazard insurance if you already have homeowners insurance?
hazard insurance is another way to say homeowners insurance - they should be referring to the same thing
