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Do you need to change your homeowner insurance if you rent out part of your home?
Wiki User
โ 14y ago
No, but the roomer/boarder has no coverage under your policy.
Wiki User
โ 14y ago
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What do you need to apply for homeowner insurance?
You need to own the home. Call and talk to an agent.
Can I find out if a person has home-owners insurance?
Sure, You will need to ask the homeowner. There is no central registry or database for home insurers and the homes they cover.
Will homeowner's insurance pay for mold removal?
Most home insurance companies will cover the cost of the mold removal. But you need to check your policy with the home insurer so that you will not get any surprises.
Do you need windstorm insurance if you are a homeowner?
If you have a mortgage, it may be required.
Does homeowner liability insurance extend to land where a home is being demolished and rebuilt?
No. you will need to buy a "Builders Risk" policy to cover liabilities associated with home construction.
caregiver for my father claims an injury while at my home. does homeowner insurance cover costs ?
the answer will be in your policy declarations you need to look there most do though
Will I need motorcycle insurance for my son's dirt bike?
If you are taking it out on the street then you will need motorcycle insurance. If you are traveling on your property then your homeowner insurance will cover it.
Does homeowner ins. cover a car burned due to bad electrical?
No, Home Hazard Insurance is for damages to your home due to a covered peril. Auto Insurance Comprehensive coverage is for damages to your car. You will need to seek coverage for your car from your Auto insurance Policy.
Choosing a Homeowner Insurance Policy?
One of the most overlooked aspects of owning a home is getting a good homeowner insurance policy. A good policy is essential as it will protect you and your assets in the event that your home is damaged, vandalized, or robbed. In fact, it is so important, that most banks require their borrowers to have a good homeowner insurance policy. When putting your homeowner insurance policy together, there are several factors that you should consider. When you choose a new homeowner insurance policy, one factor that you must consider is the location of your home and the natural threats that come along with your location. Regardless of where your home is located, you are likely in an area that has at least some threat of natural disaster. Whether this threat is a tornado, hurricane, earthquake, or flood, you need to ensure that your homeowner insurance policy provides you protection against it. If your policy will not cover it, then you will need to take out a special policy to cover against the natural disaster. As you choose a homeowner insurance policy, you also need to consider your personal assets that the plan will need to cover in the event of casualty, theft, or damage. When you fill out an application, you will estimate how much your personal items are worth, and from there you will receive a certain level of coverage, which will be used to cover the replacement cost of your items. However, this may not cover certain expensive items. If you have valuable personal items, such as expensive jewelry or art, you may need to have a separate rider policy to cover those items. When choosing an insurance company for your new homeowner insurance coverage, you should consider using the same company that you use for another insurance service. Most insurance companies provide their customers with the chance to take advantage of multi-policy discounts. With a multi-policy discount, you can save a lot of money if combine your homeowner policy with another insurance policy, such as your auto insurance policy.
does homeowner ins cover the cleaning lady falls?
Most homeowner insurance will cover for public liability but you need to read your policy.
Will homeowner's insurance cover landscaping damaged by heavy snow?
You need to ask your insurance representative what your policy covers.
If your car was broken in to at home what insurance should you use?
You need to discuss this with your insurance AGENT [not the claims people]. The answer to this question depends on several variables, the most important of which is the insurance LAWS of your state, and the then the insurance carriers' provisions in both of your policies [automobile and homeowner]. j3h.
