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Do you need to report to the police or insurance if you scrubbed a parking pole in the parking structure?
Wiki User
∙ 17y ago
If you want the scratch covered by insurance, you can if you wanted to. Your rates will go up because you had an "at-fault" crash and they are covering damages. As far as police go, if you took OUT a pole, you would probably have to call the police so they can notify the city to take care of the downed pole so no one else gets hurt from the pole. If you simply scrubbed it and left a scratch, don't worry about it. The police won't come to something like that. They have more important things to tend to. If you feel the need you can probably notify the owner of the structure, although the owner peobably won't care about some cosmetic scratch as it's a parking structure, not the sliding glass door of a mall.
Wiki User
∙ 17y ago
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If someone hit your car in a parking lot and filed a police report does their insurance pay?
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
Is an accident on a grocery store parking a private matter or do the police need to be called?
Calling the police lets the victim file a police report to provide for both insurance and legal reasons.
You live in Iowa have a new car no Driver license but your car is hit while parked in a parking lot- what should you do?
Hopefully you have insurance. Call the police, if you weren't driving the vehicle at the time of impact, then it shouldn't matter that you don't have a license. After the police have filed a report, file a claim with your insurance company. If you have no insurance, call the police anyway. But know that you will have to foot the bill for all damage because you don't have insurance.
How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
Who determines fault in a parking lot case and the police did not assign fault?
Your insurance company should have whats called an extrapolation artist that can determing with all the facts fault. Police officers are not trained to determine fault, especially if they were not there.
You got in a wreck in the parking lot and did not get their insurance information or file a police report will insurance still pay for your damages?
That depends on the integrity of the at-fault driver and whether they'll admit to their insurance company or the court that they were at fault. Always get a police report. Often the other driver will apologize and admit fault at the time then start to feel pressure to not accept responsibility and deny when it gets time to step up. If a local police department says that they don't have jurisdiction in a private parking lot, contact the local sheriff or whatever it's called in your state.
If a car is parked in a parking spot that is labeled no parking and you bump it in a parking lot who is at fault?
The default answer is the car that is moving is at fault unless the moving car has the right of way. However parking lots are messy and there will be no police reports unless the damage is over a certain amount ($2500 I think). The best thing to do is handle it without insurance companies.
Can police give you a parking ticket for parking in the handicapped parking on a school campus?
Yes - if you're not displaying a handicapped placard.
Car accident in parking lot?
Since parking lots are not considered public roadways - normal traffic regulations do not apply there and it is doubtful that you will find a police agency who will conduct a collision investigation to determine 'fault.' It will be up to your insurance companies to decide which party the the fault lies with.
In TN who has authority in a parking lot accident?
Police
If your car was hit while parked and they did not leave a note will your insurance go up if you make a claim?
That IS what you carry insurance for. Contact the police to fill out a report, then turn it in to your insurance. If this is your first claim, it shouldn't affect your rates. If it's NOT he first claim, you might want to consider off-street parking.
If someone hit a car in a parking lot and a police report was not filed can the insurance company deny the claim?
If you have Comprehensive coverage on your Auto Insurance Policy then you will be covered. A police report can be made at any time after the accident. Bare in mind that the most frequent fraudulent auto property claims are usually reported as having taken place in a parking lot with no witnesses while a household driver check reveals unlisted drivers. Insurance companies have learned that an insured is less likely to file a fraudulent insurance claim if they know that in doing so they will also have to file a fraudulent accident report with the police. If your insurer denied the claim it may be because they didn't believe you or it may be that your Insurance Policy contract requires the report be made. Many Insurers are now requesting police reports in a loss situation.
