Here's a link to a great site that will tell you what you can keep in a Chapter 7 filing: http://bankruptcy-law.freeadvice.com/consumer_bankruptcy/property_filing.htm
Yes
I have file for Chapter 7 twice and it has had no effect on my car insurance.
If you wreck your car after filing for Chapter 13 bankruptcy you can file it on your insurance. You can then replace your car based on the bankruptcy order.
If received for last year yes. the one for next year, received after filing, no.
Under the new Bankruptcy laws you must now wait 8 years before filing another Chapter & or Total Bankruptcy as it is better know. You may be eligible to file if eligible a Chapter 13 to structure repayment to those creditors.
A person's income does not count after filing chapter 7 bankruptcy. All that counts is what you had before filing bankruptcy.
to avoid a denial for being out of the timely filing period
Yes. It is the most common reason for filing a chapter 13.
In a Chapter 7 bankruptcy, a person filing for relief is called a
It goes on your record and your insurance rates get adjusted.
The insurance industry has pulled credit for many years to determine eligibility and rates. Rather than obtain a general answer to your question, why not pose it in a specific form to your agent?
No, there is not an option for reopening a discharged BK to add creditors, such action only applies to assets or income that was not included in the original filing.