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It goes on your record and your insurance rates get adjusted.

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โˆ™ 2008-03-21 22:03:54
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Q: How does filing an accident report affect your driving record and insurance if you are not filing an insurance claim?
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Related questions

What if you are driving someone else's car and you get in an accident that is your fault?

Their insurance would be primary and your insurance would be considered secondary when filing a claim.


Can you receive a car accident insurance settlement after filing a Chapter 13 bankruptcy if the accident happened after the filing?

Yes


How long do you have to file an insurance claim after an accident?

Each state has different time periods of filing an insurance claim after an accident. Check with you state to make sure you do not miss the filing period.


What is the first step for filing a motor accident claim?

The first step for filling a motor accident claim is contacting your insurance company. The other person in the accident also needs to contact their insurance company.


Will filing bankruptcy affect your car insurance?

I have file for Chapter 7 twice and it has had no effect on my car insurance.


If you hit your own garage door will insurance pay?

Yes, your insurance company will pay for your accident if you caused it, but your insurance will increase. You may want to weigh the cost of covering it yourself and filing it on your insurance.


If both parties flee the scene of the accident including the party not at fault how will this effect the insurance claim?

if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim


What happens if you are driving an uninsured car and you get into an accident and it was your fault?

Firstly,, If you are temporarily and unknowinlgly driving an uninsured non-owned vehicle and you do have liability insurance on your own vehicle, Then in Most cases that liability insurance from you own vehicle will follow you to the temporary vehicle as secondary coverage, so the accident may be covered under that policy. If No insurance exists to cover the vehicle then you can be subject to traffic fines for driving without financial responsibility, Impound of the driven vehicle, Possible arrest at the scene of the accident, Possible jail time, A Civil Suit may be filed against you by the claimant, Suspension of drivers license for up to 10 years or until such time as you have paid for the damages reulting from the accident. Once you have satisfied the associated losses from the accident you may also be required to maintain an SR22 Insurance filing to re-acquire your driving priveledges.


How can you get auto insurance with an sr22 if you don't have a car to insure and you won't be driving?

If you need an SR22 and do not own a vehicle, You can purchase a Non-Owners Insurance Policy with an SR22 filing and still be in compliance with your state ordered SR22 filing.


If you have affordable auto insurance before filing bankruptcy based on good credit do you have to tell the insurance company you filed?

BK will not affect any insurance policies that are already in effect.


What to do if you received a ticket for no insurance in san antonio tx?

If you were in fact driving without insurance you will need to buy sr22 insurance. A conviction fro driving without insurance will incur a fine, an sr22 filing requirement and a state 3 year annual surcharge in order to keep your license.


What tickets will require SR22 insurance in Illinois?

Sr22 insurance can be required for any one or more of the following, 1, driving without Insurance, a DUI or a DWI, Poseesion of a controlled substance orhaving had an accident that was not covered. An Sr22 filing requirement can result in classification as a high risk driver requiring High risk insurance that can result in many negative effects as well as be hard on your wallet.

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