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If the car will be driven while one is in the army, liability insurance should be maintained on the owner and on the person/people who will be driving it. This insurance is protection against claims by third parties based upon negligence by the driver. Many states hold the owner vicariously liable for the negligence of the driver and apply a presumption that the owner gave permission to the driver to use the vehicle.
Additionally, physical damage coverage should be maintained on it (collision and comprehensive). These pay for the repair of the vehicle in the event of physical damage to it. If the car is garaged while the owner is in the service, one can take a chance and not maintain physical damage coverage on it.
However, keep in mind that if the car is financed, the lender may require that physical damage coverage be maintained until the loan is paid with the lender being named on the policyas a loss payee. The failure to do so may constitute a breach of the loan contract. If the lender learns that physical damage coverage has lapsed, it may purchase "single interest" physical damage coverage and charge the premium to the borrower by adding the premium to the loan balance. The premium for this type of insurance is usually significantly greater than were the insured to have kept physical damage coverage in place as required by the lender.
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Where do you pay your car insurance?
To the insurance company.
What happens if you have no insurance and you totaled your car?
you will have to pay a debt and GET CAR INSURANCE
What happens if a car hits a tree will insurance pay?
Yes your insurance will pay for it because if you have good insurance it will pay for it
How much will you have to pay to get your car back if it was totaled and the insurance company refuses to pay?
The insurance company will pay you the worth of your car minus your deductible.
Will your car insurance pay for the car that your son hit even though he is not on your insurance?
if he is not on your insurance he is required to have his own insurance otherwise he is driving your car without insurance with or without your permission illegally so no it will be the get out clause the insurance company will use not to pay out and why should they pay for someone who has not paid for there services
Your car was hit while parked and they left no note will your insurance pay for this?
If you have full coverage on your car, then your insurance should pay. But if all you have is liability insurance, then no, it won't pay to fix your car. But there is a chance that your uninsured motorists coverage will pay for the damages, if you have it.
Do you still have to pay your car insurance if your car is off the road?
I have taken my caroff the road for the winter. Do I still need to pay insurance
What if you hit a car and there is no damage to your car?
The insurance will pay for the car you hit.
What do you pay for car insurance?
While I do not live in Maine (I live in Florida) I pay $63 a month for car insurance on a Chrysler. Florida has pretty low insurance rates.
In the state of Pa do you have to pay insuraunce if all you have is a learners permit and no car?
No, the insurance is ONLY for the car. If youdon't own a car you don't have to pay for insurance - UNLESS - your folks have to pay extra to add you to their insurance coverage. Then THEY may make want you to pay for the difference in their rates.
Do Americans pay car insurance?
Yes. In most states it is mandatory to possess car insurance.
What do you do if you hit a car in a dealer's lot?
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.
