answersLogoWhite

0


Best Answer

They can. Your rates are based on several factors besides a "spotless" record, things like change of address, new members of your household, availability of your vehicle to other drivers (such as a teenager)...even if you smoke.

Why? Let's look at a common question like how many miles you drive the vehicle. When you bought your policy, you might have had a job that, along with your normal driving, only required you to drive your vehicle 100 miles or less each week. But since then, you might have changed jobs and now drive 200 miles a week. This would obviously increase your chances of having an accident, since you're on the road more often. An increased risk like that would require an increased premium.

Still, factors like the above are relatively minor, and with a spotless record, you should be in good stead as far as your rates are concerned. Even if you saw a rate increase due to the answers on the questionnaire, it would probably be relatively minor to, say, someone who just got a DUI.

User Avatar

Wiki User

โˆ™ 2015-07-15 18:43:49
This answer is:
User Avatar
Study guides

Nutrition

22 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

โžก๏ธ
See all cards
4.33
โ˜†โ˜…โ˜†โ˜…โ˜†โ˜…โ˜†โ˜…โ˜†โ˜…
6 Reviews

Add your answer:

Earn +20 pts
Q: Do your answers to seemingly simple questions on policy renewal questionnaires allow your insurance company to raise your rates even though your record is spotless?
Write your answer...
Submit
Still have questions?
magnify glass
imp
People also asked