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The vehicle is likely covered for the same risks while in the body shop as when it is under your dominion and control. However, in addition, the body shop likely has garagekeepers coverage which would also apply. It is different from your own auto coverage and essentially covers negligence by the repair shop while it has custody of your car. You are well advised to confirm the existence of that coverage prior to entrusting your car to the repair facility.

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Q: Do your car insurance cover your car when it in the repair shop?
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