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Health insurance plans cover medically necessary care, so as long as the clinic services are prescribed and considered medically necessary, they should be covered. In 2014, plans will have to provide "essential health benefits". Mental health and substance abuse services are considered essential, by health reform's legal definition. This means that the plan will have to match what the state's "benchmark" plan covers. The benchmark plan may have limits on the service -- the number of visits, the length of time, etc. -- that it will pay for.
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