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First Command Bank in Fort Worth, Texas does offer free checking accounts. They have an account for 14 to 22 year olds with no monthly fees. The minimum deposit is $25 to open the account, but there is no minimum deposit afterwards. This account is called "First Account" and includes a debit card and unlimited check writing. For adults, their "Command" checking account also requires a $25 minimum opening balance. You'll receive interest on the account anytime your balance is over $1,000. Check writing is unlimited and you'll receive a free debit card with the Command account. Free online statements and bill paying is another benefit for either of these checking accounts.

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