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Does Florida Homeowners Insurance without extra flood insurance cover water damage if the roof is torn off from a storm and water comes from the sky?
Wiki User
∙ 8y ago
Yes. This is not a 'flood' situation. Flood insurance covers rising waters entering the home. The homeowners policy covers resulting water damage from a wind damaged roof.
Wiki User
∙ 8y ago
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Can you have homeowners insurance without wind coverage?
yes
Are you are allowed to buy a tag and registration in Florida without insurance?
No. They will not let you register it without insurance unfortunately.
Can your insurance company raise your homeowners deductible without you consent?
it depends on the company
What is the penalty for driving a car without insurance in Florida?
I could be wrong, but im pretty sure its not illegal to be without car insurance in the state of Florida.
Is it legal to drive without insurance in florida if the car your driving is insured?
If the car you are driving is insured then you are not driving without insurance.
Does homeowners insurance cover tenants?
No, your homeowners insurance does not cover tenants nor any of their property or liabilities. actually, the presence of tenants without the presence of an owner can void all coverage and nullify the homeowners insurance policy. If the occupancy status of your home changes, contact your agent. Leased homes require landlords insurance. Vacant homes require a vacant property policy.
Can State Farm raise deductible on homeowners insurance without your consent?
It depends on the terms of your insuring contract. Maybe yes maybe no, Just read the terms of your insurance policy or contact your insurance agent.
Driving without insurance in Florida and got into an accident?
Yes.
Does homeowners insurance cover only your possessions?
It just depends on the type of policy you purchased. Homeowners insurance typically covers the home main structure and the owners contents, but without more details of the coverage form you purchased there is no way for anyone else to know. The best source of information regarding your coverage is your insurance company or your insurance agent.
Can you choose how much coverage you want for homeowners insurance or does the insurance company have the right to drastically increase your coverage without your approval?
It is unlawful to intentionally under insure your home. Your insurance company is required to review your homeowners policy regularly to insure that you are properly insured and that your homeowners policy is in compliance with the law as well as the terms of any associated mortgage note.
Need homeowners policy on property you have occupied 13yrs without previous homeowners policy?
you had no insurance for 13 years? You should qualify for a state plan that will guarantee you coverage - contact a local insurance agent - and expect for the premium to be high
Is it mandatory to have homeowners insurance after you pay off your house?
No. Unlike auto insurance, homeowners insurance is optional and is not mandatory if your house is paid for. Just keep in mind though, if your home is lost due to fire, tornado, etc., you will not collect any kind of recovery for the loss. Also, without a homeowners insurance policy with liability coverage, you won't be covered for liability damages should someone fall or be injured in some way while at your home.
