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Does IRDA give any guarantee to the policy holder in case the pvt insurer is unable to pay its policy holder the money as it is due to him akin to Sovereign guarantee to the policy holders of LIC?
Wiki User
∙ 15y ago
Yes, IRDA give the guarantee to the policyholder. as the IRDA take care of all the activity specially (Solvency margin:The solvency margin is a minimum excess on an insurer's assets over its liabilities set by regulators. It can be regarded as similar to capital adequacy requirements for banks. It is essentially a minimum level of the solvency ratio).
Wiki User
∙ 15y ago
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