Health insurance plans will cover medically necessary services. For bariatric surgeries, you should expect a pre-approval process. You and your doctor will have to fill out forms and show that the surgery is medically necessary. The plan may have specific criteria -- such as by what percentage you are obese -- that you must match, before they will approve the surgery.
Your doctor or surgeon will probably be familiar with the process, and may even know the criteria. Work with them to apply to the plan for approval.
I was wondering if my husband's insurance covers the lap band surgery for me. thanks
There are a lot of different things that will determine your eligibility for coverage of the bariatric surgery. It will depend if your life is at risk without it and how your doctor presents the condition to the insurance company.
This does not generally cover lap band surgery. This is not a medically necessary surgery so it is not covered.
I have already had a tummy tuck procedure (personally paid for) but the my abdomen seems still very big. If I decide to do further surgery, or lipo, is this covered?
no
What Blue Cross Blue Shield coves depends on the policy one has. Policies differ and some will not cover procedures like lap band surgery.
Blue Cross Blue Shield Federal does not cover the cost of plastic surgery. Any plastic surgery that is done to solely improve the physical appearance of a person is not covered. if the surgery is due to an accident or the result of a body part becoming altered from a disease or surgery than it will be covered.
They do cover this surgery but after meeting many requirments such as medically supervised diets and some other things
No, it will only cover it if it is considered "medically necessary".
Any medical procedure connected to a Medicare plan will need to be proven medically necessary by the doctor. You doctor will know whether or not you can use your Medicare Supplement to pay for the surgery.
AnswerOf course.
AnswerThey can barely answer the phone.