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Health insurance plans will cover medically necessary services. For bariatric surgeries, you should expect a pre-approval process. You and your doctor will have to fill out forms and show that the surgery is medically necessary. The plan may have specific criteria -- such as by what percentage you are obese -- that you must match, before they will approve the surgery.

Your doctor or surgeon will probably be familiar with the process, and may even know the criteria. Work with them to apply to the plan for approval.

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Q: Does Michigan blue cross cover bariatric surgery?
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