No.
yes
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
no... insurance is based on risk, termites are pretty much a sure thing
You would usually sue the person, not the insurance.
dependent
Is a dirt bike covered under homeowner personal property?
Homeowners insurance does not cover land. It covers the insured structures located on the land.
State Farm is one of the general go to locations for it. Basically it comes under normal homeowner insurance plans.
No, but the roomer/boarder has no coverage under your policy.
No, homeowner's insurance does not cover vehicles of any type. Coverage for ATV's, motorcycles, minibikes, etc. has to be purchased on a separate policy.
If there was something wrong with your house that caused an injury to someone in your house, then it may.