Does a british citizen leaving nigeria to the us need basic travel alowance?

Answer 1

In Nigeria, BTA means Business Travelling Allowance. It is meant to be taken by business travellers. In an import-dependent country like Nigeria where foreign exchange is relatively scarce, BTA is the approved amount in US$ or equivalent that a Nigerian business person can buy at regulated prices from the banks. Travellers are not under compulsion to hold BTA. It is optional. Of course, there are private sources for getting US$ at slightly higher rates. The issue to note is that holding BTA is not compulsory under any Nigerian law. There is also PTA, Personal Travel Allowance for personal travellers. Foreign cheques can be collected into bank accounts in Nigeria and cashed thereafter. Any adult can provide photo ID and KYC documents, open a bank account in foreign exchange. These accounts are called domiciliary accounts. These are not business people, why would they be looking for BTA? This transaction has all the signposts of a scam.