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Does contractors all risks include workman's compensation?
no
What is general liability class code 13351?
General liability class code 13351 typically refers to coverage for contractors, specifically those engaged in the installation, maintenance, or repair of various structures or systems. This classification may include businesses such as HVAC, plumbing, or electrical contractors. The code helps insurers assess risk and determine appropriate premiums based on the nature of the work and associated hazards. Always consult with an insurance professional for specific details related to coverage and classifications.
What is private liability?
Private liability is a type of company that offers limited liability. This limited liability can also include limited legal protection for its shareholders.
What is bona fide sub-contractor?
Bona-fide sub-contractors are generally deemed to be contractors who work without direction from the Insured, hold their own insurance and usually provide their own materials and tools. As long as they are not working under the direction of the Insured, have their own legal liabilities and insure for themselves, there is no need to include them in the count of employees. What insurers will not do is extend the insured's policy to include the legal liabilities of the bona-fide sub-contractor - they should have their own public liability insurance in their own name. Please note that it is a condition of most insurance policies that the Insured checks that bona-fide sub-contractors have their own public liability cover to at least the same limit of indemnity as the Insured before they appoint them.
What is bona fide sub contractor?
Bona-fide sub-contractors are generally deemed to be contractors who work without direction from the Insured, hold their own insurance and usually provide their own materials and tools. As long as they are not working under the direction of the Insured, have their own legal liabilities and insure for themselves, there is no need to include them in the count of employees. What insurers will not do is extend the insured's policy to include the legal liabilities of the bona-fide sub-contractor - they should have their own public liability insurance in their own name. Please note that it is a condition of most insurance policies that the Insured checks that bona-fide sub-contractors have their own public liability cover to at least the same limit of indemnity as the Insured before they appoint them.
What are the condo insurance requirements for mortgage approval?
Condo insurance requirements for mortgage approval typically include coverage for the interior of the unit, liability protection, and coverage for common areas. Lenders may also require a certain amount of coverage to protect their investment in the property.
What are the different definitions of liability?
There are a couple definitions for liability. Liability usually refers to being held responsible for something, which can include damage to an item or person.
What are the key factors to consider when planning complete bathroom renovations?
When planning complete bathroom renovations, key factors to consider include budget, design style, functionality, materials, plumbing and electrical requirements, and hiring reputable contractors.
What are the potential risks and regulations surrounding the consumption and distribution of powdered alcohol?
The potential risks of powdered alcohol include misuse, overconsumption, and potential health hazards. Regulations may include age restrictions, labeling requirements, and limitations on where and how it can be sold.
What are the maintenance requirements for a gas fireplace burner?
The maintenance requirements for a gas fireplace burner include regular cleaning of the burner and surrounding area, checking for any blockages in the gas line, ensuring proper ventilation, and scheduling professional inspections at least once a year.
Can General Liability Insurance also include Garage Liability Insurance?
Yes it can. In fact, a policy written on a "Garage Liability Form" will show a limit for "Auto" and then also show a limit for "Other than auto". Auto liability is basically due to the fact that the garage will test drive autos while fixing them. Other than auto is the premises or general liability. This shows that garage liability will also include general liability on the declarations page.
Does liability insurance include damage to others property?
yes
