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Yes it can. In fact, a policy written on a "Garage Liability Form" will show a limit for "Auto" and then also show a limit for "Other than auto". Auto liability is basically due to the fact that the garage will test drive autos while fixing them. Other than auto is the premises or general liability. This shows that garage liability will also include general liability on the declarations page.
What else can I help you with?
What's garage liability insurance and its coverage?
Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.
If a car is left with a garage for repair and is crashed by garage employee can garage use general disclaimer of liability clause to escape liability?
Absolutely not. General liability disclaimer does not cover negligence.
Where can I find reliable garage liability insurance?
There are many reputable insurance companies that provide garage liability insurance. Progressive, State Farm, and Geico are all good companies and can assist you.
How much is general liability insurance for a motorcycle repair shop?
You need a garage keepers liability policy which will include coverage for the motorcycles in your possession, liability while testing them, liability for the premesis and your work, etc. If you have employees you will also need work comp insurance. If you are just starting this business up, I would estimate 1% of your total gross reciepts as insurance costs, with a minimum of $2,000 annually.
Where can my friend find a company that offers garage liability insurance for his dealership?
A person can find garage liability insurance through their business insurance provider. There are usually several insurance providers that specialize in small businesses.
What is liability class code for towing?
The liability class code for towing services typically falls under the category of "Towing and Recovery" or "Garage Liability." In the United States, this can vary by state and the specific insurance provider, but common codes include 7540 or 7542. It's essential to check with your insurance company or state regulations to ensure accurate classification for coverage purposes.
What is general liability class code for tow truck operation?
The general liability class code for tow truck operations typically falls under the classification of "Garage Operations" or "Towing Services." These codes can vary by insurance provider, but a common code is 7542 for towing services. It's important for operators to check with their specific insurance company for accurate classifications and coverage options.
What is garage liability insuracne?
That is the type of insurance policy that a car dealer or repair shop would carry. Covers their business risks.
What is the general liability class code for a taxi company?
68001-1 Taxicab Companies - Office & garage space only
Where could one purchase insurance for a garage?
Insurance for a garage can be obtained by any company who offers insurance for your home. Some places to start looking include Garage Netquote, Progressive, and State Farm. All can be researched online or may contact their local offices.
Does garage keepers liability fall under the broader category of Commercial Liability?
Yes, garagekeeprs is part of the typical commercial insurance policy package, along with business auto general liability and property coverage, among others. Garagekeeps covers the commercial exposure for vehicles left in the insured's possession (which would be excluded under the general liability policy's auto exclusion) and usually has both comprehensive and collsion elements. For example, a vehicle left at a body shop or for an oil change.
What sort of insurance dose a sole proprietor truck repair shop need?
A sole proprietor truck repair shop typically needs several types of insurance to protect against various risks. General liability insurance is essential for covering third-party claims for bodily injury or property damage. Additionally, commercial property insurance can protect the shop's equipment and premises, while garage liability insurance specifically covers risks associated with working on vehicles. Finally, workers' compensation insurance is vital if the owner employs any staff, providing coverage for work-related injuries.
