Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.
You can get whats called a named insurance policy with out having a car. This isn't very common for personal insurance policies but there are companies out there that will provide it. Stick with a large national company and you should have no trouble getting a named operators policy.ANSWERWhile the foregoing is essentially accurate, there are circumstances in which so-called "non-owners" coverage is necessary or required. An example is if you were in a collision that is your fault, and did not have liability coverage to pay for the other person's damages.Depending upon the dollar amount of damages to the other person, your license may be suspended under your state's "Financial Responsibility Law". This is a law that most states have that requires owners and drivers to maintain a certain amount of liability insurance to pay for the damages caused to a third party.If you are at fault for the collision and do not have insurance or make arrangements to pay the damages, your license will be suspended until payment is made. Additionally, you will be required to get liability insurance in order to get back your license. The required insurance is usually considered high-risk, and is often referred to as an SR-22 (from the name of the form on which it is issued). It provides coverage regardless of the car that you drive, whereas "normal" liability insurance typically covers you only while driving the car shown on the policy.
A few years ago i was paying about $200.00 a year for liability. I was paying about $110.00 a month for liability on my car. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net
A primary liability is discussed when the libelous action finds you at fault as the caregiver. A vicarious liability is the liability shared with another in a supervisory role.
This is really subjective as it depends on a number of things such as vehicle, accident history, and the coverage type one wants. A couple of the higher rated companies include: John Lewis Car Insurance, Kwik Fit Car Insurance, and Liverpool Victoria Car Insurance.
The benefits of having a term life insurance with no medical exam is not having to go through a medical exam before being signed on a policy. This could benefit an individual who has poor health but still requires coverage, as there would be no exam that could inconvenience them.
1, Call Your Agent!I would advise calling your agent to get an explanation, coverages and coverage requirement vary from state to state. 2Although answer 1 is not incorrect, you should receive documentation each time you renew an insurance policy. That documention includes a list of perils which are covered, the amount of coverage, and any deductibles which apply. 3Also, you should receive whats called a declarations page upon purchase or renewal of an insurance policy. On it, it will state your policy limits, applicable deductibles, among any other purchased or included coverages.
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"It will depend on what type of pet you have, and the level of coverage you need for them. A top of the line coverage will cover everything, but will cost $50 a month in premiums."
Repo whats left of the bike, sue him for the balance due, get a judgment for that amount, attempt to garnishee his wages. Contact his ins. co. IF you required him to maintain insurance coverage.
www.lifequote.com is a good place
This will of course vary by state. Typically after the insurance route is exhuasted then they go after the driver then owner. If married then both. Just remember they always ask for more than whats available. Your ins company should be negotiating on your behalf for a resonable settlement. They want this to be settled quickly. depending on what the circumstances of the situation is, one never knows what the outcome may be.