That is the type of insurance policy that a car dealer or repair shop would carry. Covers their business risks.
Contact your insurance agent or customer service line.
Absolutely not. General liability disclaimer does not cover negligence.
Yes it can. In fact, a policy written on a "Garage Liability Form" will show a limit for "Auto" and then also show a limit for "Other than auto". Auto liability is basically due to the fact that the garage will test drive autos while fixing them. Other than auto is the premises or general liability. This shows that garage liability will also include general liability on the declarations page.
Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.
There are many reputable insurance companies that provide garage liability insurance. Progressive, State Farm, and Geico are all good companies and can assist you.
A person can find garage liability insurance through their business insurance provider. There are usually several insurance providers that specialize in small businesses.
Garage Keepers Legal Liability is primarily for an automotive repair shop with other people's vehicles in their Care, Custody and Control. Should a claim occur when this vehicle is in the shop's possession, it would be paid under this policy.
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depends on your state. In Texas it is around $7k
68001-1 Taxicab Companies - Office & garage space only
You could get a commercial type policy -- the last one I sold in Texas was about $1200/year for $300,000 liability. They charge per acre. Insuracne is regulated by state governments. All insurance questions should be required to state what state you are in. Don't just love the English language? Why don't you have homewners insurance??? You have to live somewhere. You can buy a renters policy that has personal liability as part of the package and ask the agent if it will extend to vacant land.
You need a garage keepers liability policy which will include coverage for the motorcycles in your possession, liability while testing them, liability for the premesis and your work, etc. If you have employees you will also need work comp insurance. If you are just starting this business up, I would estimate 1% of your total gross reciepts as insurance costs, with a minimum of $2,000 annually.