Absolutely not. General liability disclaimer does not cover negligence.
What are the Underwriting guideline's for general liability insurance when hiring employee's and considering their Motor Vehicle Reports?
No, Your general liability insurance covers accidents on the work site. Commercial Auto Insurance would cover the work related auto accident of an employee. If the employee was injured while on the job, Your workers comepensation coverage would also apply.
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.
This would be covered under your general liability policy for your business
The answer would depend on what type of suit you are concerned with. For example if you are concerned with an employee suing because of wrongful termination or sexual harrassment this is not something covered under a standard unendorsed General Liability Policy. Some General liability policies will cover this but is is usually a defense only coverage and is very minimal. If this is they type of suit you are concerned with you will need to purchase and employment practices liability policy. Some of the policies can be very affordable depending on the nature of the business and the number of employees.
The cost of general liability depends on said person's life, lifestyle, and home. General liability covers many public costs and product liability risks.
You need a commercial general liability policy.
Compare general liability insurance quotes from multiple providers. Learn about liability insurance in our free buyers' guides to business insurance.Hiscox specializes in general liability insurance for businesses with 10 employees or less.
Premises and operations.
It is a good idea to consider purchasing general liability insurance for your business. General liability insurance can protect your business and give you peace of mind.
Comprehensive general liability insurance covers businesses against many liability exposures of a business. Comprehensive general liability insurance coverage includes completed operations, elevators, independent contractors, and more.
A business name is not required to obtain general liability insurance for your business. It is recommended that you incorporate your business to limit your liability.