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Garage Keepers Legal Liability is primarily for an automotive repair shop with other people's vehicles in their Care, Custody and Control. Should a claim occur when this vehicle is in the shop's possession, it would be paid under this policy.

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13y ago

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Related Questions

How much does garage keepers liability cost for a small motorcycle dealership?

depends on your state. In Texas it is around $7k


If a car is left with a garage for repair and is crashed by garage employee can garage use general disclaimer of liability clause to escape liability?

Absolutely not. General liability disclaimer does not cover negligence.


What is a garage keepers policy?

Garage keepers insurance policies are written for companies who for part of their operations take possession of others vehicles, whether that be for auto repair, collision repair, repainting, auto sales with repair, etc. The policy has special coverages just for these types of operations, like GKLL which is coverage for the vehicles while in your possession as a bailee. The policies also usually include auto liability coverage for test driving these vehicles. Make sure you work with a broker to understand what you are buying, skipping any of these essential coverages could be disastrous.


What is garage-keepers insurance?

Garage keepers Insurance is Insurance for any comapny that works on people cars. Like, Auto Body Shops, Mobile mechanics, and so on, more info at http://garagekeepersinsurance.blogspot.com/


Can General Liability Insurance also include Garage Liability Insurance?

Yes it can. In fact, a policy written on a "Garage Liability Form" will show a limit for "Auto" and then also show a limit for "Other than auto". Auto liability is basically due to the fact that the garage will test drive autos while fixing them. Other than auto is the premises or general liability. This shows that garage liability will also include general liability on the declarations page.


How much is general liability insurance for a motorcycle repair shop?

You need a garage keepers liability policy which will include coverage for the motorcycles in your possession, liability while testing them, liability for the premesis and your work, etc. If you have employees you will also need work comp insurance. If you are just starting this business up, I would estimate 1% of your total gross reciepts as insurance costs, with a minimum of $2,000 annually.


What class code for tenant's legal liability?

What is General Liability class code for tenant's legal liability


What does direct primary mean in garage keepers?

In garage keepers insurance, "direct primary" refers to a coverage arrangement where the insurer is responsible for paying claims without requiring the insured party to exhaust other forms of insurance first. This means that if a vehicle is damaged or stolen while in the care of a garage keeper, the garage keepers policy will respond directly to the claim, providing coverage upfront. This type of policy is beneficial for businesses as it simplifies the claims process and reduces the financial burden on the garage keeper in the event of a loss.


What happens when an auto is destroyed in a repair shop fire while it is being repaired from an auto accident that is someone else's fault?

Usually garage keepers liability will cover the vehicle, but if not the other insurance company is still on the hook for at least the cost of the repair


Can you have a on going garage sale in your garage?

If its legal :)


What's garage liability insurance and its coverage?

Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.


Where can I find reliable garage liability insurance?

There are many reputable insurance companies that provide garage liability insurance. Progressive, State Farm, and Geico are all good companies and can assist you.