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Does a contractor's liability insurance company need to be licensed by the state of California?
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How much does financial liability coverage cost for an insurance broker?
While there is no insurance category for, "financial liability", let's assume that you are asking about "professional liability" which is sometimes also referred to as "errors & omissions". The first question would be how the insurance broker is licensed. Life & Health or Property/Casualty (or both). Professional liability for a Life & Health producer is relatively inexpensive; usually only a few hundred dollars a year. Of course if the Life & Health producer is also licensed for securities, this can increase somewhat. Professional liability for a Property/Casualty producer is significantly more expensive, and can vary depending upon the producer's specialties. If we're only talking about homeowners, auto, small business, then the premium for, say, $1 Million, might start around $1,500/year. If the producer specializes in more complex forms of insurance, the premiums may be higher by, say, 100%-200% per year.
What is the average salary of a licensed insurance consultant?
The average salary of a licensed insurance consultant is about USD$101,000 per year. A licensed insurance consultant is earning 50% higher than the average salary for all jobs nationwide.
Can life insurance agents split a sales commission?
Yes, they may split a sales commission with another who is also licensed for the line of insurance of the policy which was sold. Both must be licensed in insurance.
Is fisher investments licensed?
Fisher Investments is the "dba" of Fisher Assets, LLC. An LLC is a limitd liability corporation. Nowehere on their website do they offer any proof of being licensed.
Where do you get title insurance?
You obtain title insurance from a licensed title insurance agent; I would not purchase it from a captive agent (that is, from the lender providing my loan, or from the realtor listing/selling the house).
Do I have to have liability insurance if I open a small construction business?
Yes, you are required to have liability insurance if you wish to open, and have licensed, a small construction business.
Where can one find cheap liability insurance for a hvac repair business?
An insurance broker or agent licensed in your state can help you find liability insurance for your HVAC Company.
Will Home Owners Insurance cover floor damaged by poor installation?
Generally No, Your homeowners insurance does not provide coverage for the quality of workmanship you hire from a contractor or builder. Your contractor or your contractors General Liability Insurance Policy would offer coverage for your loss. This is why it's always best to check out a contractors credentials. You should always verify they are properly licensed and carrying the appropriate insurance before any work starts.
Do home painting contractors have to be certified in the state they work in?
It depends on the state. Some do require certification, others do not; however, at the least you will probably have to have Workmens Compensation Insurance and a Business License. Also, many General Contractors will require you to have a Liability Insurance policy. Yes a contractor must be licensed and insured int he state in whihc they work. Otherwse you are not dealing with a contractor,only someone claiming to be.
Should Painting Contractors be licensed and carry Insurance?
Yes, painting contractors should be licensed and carry insurance to protect both themselves and their clients. By having a license, they show that they are competent to do the job and also take pride in their profession. By having insurance, they are protecting themselves and the client from undue harm and damages should an accident occur.
Do motorcycles licensed for street use still need liability insurance coverage?
Yes. Off road vehicles do not require insurance.
Does a home based child care center need commercial liability insurance?
To become licensed child care center, you are required to have commercial liability insurance. However if becoming licensed is not your goal, commercial liability insurance is not necessary. You should consider increase your home owners insurance to protect you in the event of accident. Most insurance companies will provide you additional coverage for people wanting to do a start a home based day care.
Will my homeowners policy provide coverage for roofing contractors?
The liability coverage on your homeowners policy will protect you from anyone that is hurt on your property and tries to sue you. As for the roofing contractors, you would need to make sure they are licensed and bonded themselves so any damage they cause will be covered. If you are looking for a roofer, do not hire anyone who does not carry their own business liability policy. I am an insurance agent and this answer is based on my knowledge of insurance and claims, but you can go to the following website to read frequently asked questions on insurance quotes and claims. This is the website I found additional answers for your question: http://www.insurancequotesfaq.com/homeowners-insurance/homeowners-insurance-2126.html
Do home painting contractors need to be licensed?
Yes, all contractors need to be licensed; it is your best guarantee.
Can a licensed driver with valid Texas license obtain liability auto coverage in Texas?
Anyone over the age of 18 can buy autom insurance in Texas, licensed or not.
Does an individual who cuts grass for neighbors need liability insurance?
Needs liability insurance? In most places it is not required by law. however check your local ordinances.Most reputable buisnesses that provide a service are usually licensed,insured,& bonded.
Do you need insurance for 50cc gas scooter?
If it is licensed to drive on streets it is probably required to have liability insurance at least. If it is financed in any way you probably have to purchase not only liability insurance but also physical damage coverage as well in order to protect the finance company or bank.
