That depends on 2 factors..1. is your doctor in your insurance company's network if no then yes he/she can charge you up to the billed charges subtracting what if anything your insurance company paid.
2. Is things like labs, x-rays and procedures covered under your copay or do they apply to your deductibles and coinsurance?
When in doubt contact your insurance company
That doesn't sound right. Call your insurance carrier or consult your insurance manual for the exact details.
not sure but that doesnt seem right
Well it is not right but I think they can and do charge you for that.
Your dentist should only be charging you the difference between the Aetna allowed fee for the exact service you are getting and the amount that aetna pays to him. The reason I say exact service is because sometimes the insurance companies do what's called downcode, which is basically paying on a code that is similar to what you are having done but the charge is lower. You would still be charged by the dentist the more expensive fee and have to pay the difference. For example if you were getting a tooth colored filling (1 suface): 1 surface filling: (Normal Dr.'s Fee) =$225 1 surface composite: Aetna Fee (not true amounts) =$100 Insurance says they will pay as if it were the silver= 80% of $30= $24 Your total copay =$76. Even though the insurance company only considered that they would pay for a silver filling, y ou are responsible for the dif between the true service and their portion. Your doctor can not still charge you the $225
If you have children with your ex and are not paying child support, they would have the right to charge you.
Yes. If there is a predetermined copay amount then they have every right to ask for the copay upfront. The exception would be when you were in a life and death situation and then they are obligated to treat first to stabilize you then talk money after that.
It's not that serious an offense. Typically a charge worded similar to "Failure to DIsplay Current Registration" or something similar to that. Your insurance card was valid...RIGHT? If not, that is another, different charge.
It depends on the Insurance company. somne do not charge for minor violations, while others charge only of you have more than one minor, and then there are those which charge for anything. Unless, I knew the company I would not be able to say if your company will charge or not. No company will charge you a higher premium during an existing policy period, how,ever they have the right to re-evaluate your risk factors if taking out a new policy or at renewal.
They do have the right to make you get insurance.
Probably not. The more accidents you have, the higher your insurance charges you, as you are a liability, and you've proven to get into accidents in the past, which means, they have the right to assume, you will get into more, which costs them money. So they charge more.
Medicare is a good option for seniors. Liberty Mutual also offers health insurance for the elderly. I reccommend checking with yoru doctor to see what providers they may suggest.
You get the insurance beforehand.