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Does a homeowners insurance cover a tenant getting bitten by a brown recluse spider inside the home?
Wiki User
∙ 12y ago
In general No. Insect bites are usually in the arena of a health insurance policy, not a property insurance policy.
A property owner is not automatically liable for injury to a person simply because the injury or insect bite occurred on your property. To establish financial liability the injured person would have to show that the property owner was the direct or proximate cause of the sustained injury, either through action or inaction contrary to that which a prudent person would take.
If you feel you may be liable for the insect bite, You should first check your policy and establish whether or not you purchased personal Liability coverage with your policy. If Liability coverage is in place. Report it to your company. Your insuance company will provide coverage for the cost of legal defense for you if necessary and would pay for any damage awarded against you up to your liability limits.
Property insurance should never be construed to take the place of a health insurance policy.
Wiki User
∙ 12y ago
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What happens when you get bitten by a spotted recluse spider?
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Are brown recluse spiders found in Rhode Island?
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Will an Akita raise your homeowner insurance?
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Are brown recluse spiders common in Wi?
yes they are common in most states, but be careful if you get bitten it will be bad news for you.
When are you most likely to get bitten by the brown recluse spider?
when sitting on it, is the easy answer. most bites occur when someone sits on a spider.
Do brown recluse spiders live in western Washington?
Yes, I have quite a few friends bitten and boy do they do some damage.
Can you give me a sentence for the word recluse?
That dude is a total recluse. He sits alone all day, typing questions into Answers.com. Did you see that kid who was found dead laying on his keyboard? Reports say that he was bitten multiple times by a Brown Recluse. Answers.com apparently didn't give him what he needed to avoid that one.
Does a brown recluse bite make you get a hole where you got bitten?
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Does homeowners insurance cover a bat bite to a visitor?
This type of injury is best covered under ones own medical insurance policy. Unless the bat was a pet scheduled for coverage under your homeowners insurance policy and barring some negligence on the part of the home owner, it is doubtful the homeowner would be liable for such an injury. It's not much different from being bitten by a snake while walking down a sidewalk, most people are generally not in a position to be legally liable for the acts of unowned wild animals.
Will your pup be ok after getting bitten on the head by another dog?
It depends how hard it got bitten
What happens when you get bitten by a brown recluse spider?
Go to the emergency room immediately (putting ice on the bite area isn't a bad idea, but it is not a substitute for proper treatment). The bite of a brown recluse can cause necrosis; it's bad for an adult and can easily be fatal to an infant.
