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It depends on whether she is driving a car registered to you, or to her. If she's driving a car registered to you or to the both of you, then you are responsible for the insurance as well.

If she's driving a car that is registered to her without your name on the registration, then legally you are not required to carry insurance on her, as she is already over the age of 18. In this case, it does not matter whether she is a full time student or not, she is responsible for her own insurance.

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Q: Does a parent have to carry auto insurance on a 20 year old daughter who is a full time student living out of state year round?
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Related questions

Where to Find inexpensive car insurance for college student?

Inexpensive car insurance for a college student can be found by having the student's insurance on the parent's policy. Some states allow for the parent to have a college student on their insurance until they graduate.


Can the mother of adult college student take out a life insurance on the student although the father is the parent who signs for the student loans?

yes


What happens if parent does not report to the insurance carrier that their child is no longer a full time student?

If you have to file a claim on that child they can request that you 'prove' they are a full time student. I had to do this periodically without a claim while our daughter was in college. And if you cannot prove it that child will have no coverage.


Where can one find student insurance?

If a student is on their parents insurance they should stay on it as long as possible. However, the student's parents should check with their policy as to what benefits are available if the student does not stay in the local area. When a parent's insurance policy is not an option one can check with the school they plan to attend. Most schools offer student insurance. Another option would be for the student to purchase their own health insurance policy.


Does a noncustodial parent have to pay for teenage daughters car insurance?

Whoever your daughter lives with is the responsible party to cover her on their insurance policy!


If my 18 year old daughter has an accident and the car and insurance are in her name do you as her parent have any liability?

No you are not liable as your daughter is the owner and named insured


If your parents have insurance and your living with them do you have insurance on the cars?

Technically yes, the insurance goes straight to your family. But you can't tamper with it unless you have an ID and your parent's permission.


What are the consequences to not having car insurance in Texas for a student driver?

Insurance is mandatory for all drivers in Texas. Student drivers may be insured on their parent's policy, but this is not always so. If you are stopped and do not have insurance, you may be fined, have your license suspended, or have your vehicle seized.


How are daughter and parent cells alike?

Daughter and parent cells are alike because the daughter cell comes from the parent cell.


What is the different between a parent loan and a student loan?

Parent Loan: A parent is getting the loan Student loan: A student is getting the loan


Does the parent of an 18-year-old have to carry medical insurance on an adult child who is a full time student and living in the household?

No the parent is not bound to carry the medical insurance for an adult child unless they want to put them on the policy and if the insurance company even allows that. Most do if they are full time students. If you choose to do this, have the 18 yr. old kick in the difference for putting them on the policy and any copays when they visit the doctor. Where else could a 18yr. college student get that kind of privilege, no where else. Get it in writing, too from all parties..That is called covering your butt.


Are you still responsible for your 18 year old daughter if she is still in high school?

Yes legally you are still responsible for your daughter as long as she is living in your home. Now if she no longer is living with you than you are responsible in ethical aspect as you are their parent.