You will have to fill out a questioneer and disclose your condition. Your prexisting conditions do indeed matter.
The field of insurance is regulated by the states, so there is no national insurance exam. Each state has established requirements to be able to sell different types of insurance. An exam is part of the requirement for most states, but each exam will focus on that state's laws and regulations.
You can get life insurance online without a medical exam. Some websites you can go on to get life insurance without a medical exam are AnicoDirect and Efinancial.
The cost to get no medical exam life insurance is about $500-1000 a year.
There are many Insurance Companies that will offer life insurance policies without a medical exam. However, the rates will most likely be higher than you would pay for a life insurance policy from an insurer requiring a physical exam.
It depends, for you go for the life insurance with exam and you are not helthy, it is going to be more expensive than the no medical exam life insurance, but if you are helthy it is going to be cheaper.
You are to undergo IRDA training, appear in their exam. After passing the said exam you are elible to get the general insurance agency.
010. R REcall exam
Check with equote.com for no medical exam life insurance. MatrixDirect.com may also be able to help you with that type insurance.
MetLife offer life insurance with no medical exam at a good price
Yes there is. Mutual of Omaha is a reputable life insurance company that does not require a physical exam.
There are many companies that offer no exam health insurance. Here is a website that can get you quotes from different companies: http://www.no-exam-health-insurance.org/?source=google.
There are a number of types of insurance that do not require a medical exam to be taken. These include house and contents, car and mobile phone insurance. Typically a medical exam is required for life insurance. However there are still many financial institutions that offer life insurance without a medical.