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Does a renters policy cover water damage to a rented hotel room caused by a fire sprinkler that failed and the insured is being held liable.?
Wiki User
∙ 12y ago
Not likely, However without knowing what coverage you chose on your policy it's hard to say., In general, property insurance is specific to the property of the insured, it does not cover property belonging to another. You may have some coverage under the liability portion of your policy but you'll need to check with your insurance agent.
Wiki User
∙ 8y ago
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Does renters insurance cover damage to others property?
No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.
Will renters insurance pay if a car is hit on property?
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
What does the phrase renters insurance mean?
Renters insurance is insurance purchased by renters to protect their personal property in situations of fire, theft, water damage, or any other unforseen circumstance not covered by the landlord's policy. Renters insurance also helps protect renters against personal liability if someone is hurt, whether in the home or away from it, and damage to the rental unit caused by a covered loss.
Will homeowners insurance cover damage not caused by the insured such as a live in girlfriend while the insured was not at home?
in general terms yes as long as her actions were not "intentional"
Does home owners insurance cover damage caused by a renters dog urine on carpet?
A homeowners policy is not the proper policy for property rented to others. It is only for owner occupied dwellings and will not cover damage caused by anything other than a covered cause.
Will renters insurance cover sewage pipe backup damage to personal property?
If your renters policy covers Sewer Backup then it will cover damage to personal property.
What does collision mean in economics?
The term collision in insurance covers the cost of damage to a car that is the fault of the insured. Collision insurance does not cover any damage caused from vandalism or theft.
Does homeowner's insurance cover damage to the house caused by boarders living with the owner and policy holder?
Damage caused by bordersWith respect to 'building' coverage, the boarders are not 'insureds' (by definition) under the policy. Intentional or negligent damage caused by a household resident are not covered under an owners policy.You could seek coverage from the liability portion of your tenants renters policy.
Would the driver be held liable if a passenger were to open the door and hit another car?
Whomever is insured and owns the car is ultimately responsible for damage caused by passengers. So if the insured is the driver, then your answer is yes.
Will homeowners cover damage to an in ground pool caused by an animal?
Maybe. There is an exclusion for damage caused by domestic animals in most all homeowner's policies. If a wild animal such as a bear or deer causes the damage some policies may cover the damage. Check in your policy, Section I - Perils Insured Against (is a list of exclusions)
What is the percentage on renters that actually get renters insurance?
About thirty percent get renters insurance. Renters insurance should be the top priority of any renter however. It helps just in case a strom, or anything else does damage to the place one is renting.
WHAT IS Material damage proviso in business interruption insurance?
Before a claim can be allowed, a material damage claim must be admitted. There may be circumstances when the interruption results from damage on another insurance Policy - e.g. a supplier's etc. In this case, it is imperative that the wording is sufficient to react to 'any' material damage caused by an insured peril.
