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State Farm is one of the few insurance companies that will cover trampolines, but there might be an additional charge. You would definitely have to check the fine print of your individual policy to know for sure though. Make sure trampolines aren't excluded from your existing coverage and if they are call them and see if they'll cover it.
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Will state farm homeowners insurance cover a rusted chimney cap?
No. A homeowners insurance policy does not ever ever cover maintenance of your home. A rusted chimney cap is definitely a maintenance issue. I have had to replace one in the last few years.
Are Boat Houses covered under an Home Owners Policy?
State Farm homeowners policies cover boats stored at residence for up to $1,000.
Will your homeowners insurance cover a leaking pipe in an interior wall that has gone undetected until now that there is mold growing?
It depends on what state you live in and what exact policy you have. Some policies in certain states will cover this, others will not. You will have to refer to your specific policy and its endorsements. There are hundreds of variations on homeowners policies and endorsements between states and insurance companies..
Does homeowners insurance State Farm cover damage from nesting raccoons?
No.
Does homeowners insruance pay for loss of frozen food?
No, homeowners insurance does not cover food losses due to the failure or outage of a public utility conveyance.All home insurance policies specifically exclude conveyance related damages
Does homeowners insurance in Washington state cover anything stolen on your property even even if it does not belong to you?
No. Your homeowners insurance coverage is specific to the named insured(s). It does not cover the property of another.
Does homeowners insurance cover plumbing repair to a leaking pipe behind a wall in the house?
AnswerIt may vary state to state but generally NO insurance will not cover the leaking pipe but it will cover the cost to get to it and repair the damage done to get to it as well as cover the damage done from the leak. You are on your own with the cost of the plumber. Best bet is to read your policy on exclusions. If it is not excluded, it's covered.
Does the State of Kentucky allow retroactive homeowners insurance claims?
Pre-existing home damage.Retroactive in what way? the state of Kentucky?Homeowners Insurance Policies do not cover preexisting damage to a home.
Does a homeowners policy continue after the policy owners death?
Normally, the homeowners policy would continue for the paid up portion of the policy with the proceeds going to the estate, however, state laws and regulations differ. Since you may not be in this state, you should look on the policy and call the insurance agent. He will be gland to answer your question. That is his business and how he makes his living. He might want to continue the policy while the house is in probate or he might want to work out something different. The state law might have different requirements. He will know the law for that state.
You discovered that the wall behind your stucco has rotted out due to inproperly installed flashing by the builder who is no longer in business your insurance company says they will not cover this?
That would be correct in most all cases. Depends on the policy form and what state your home is in, but it would be very rare for this sort of incident to be something a homeowners policy would cover. Your homeowners policy is designed to cover common external casations, like fire, windstorm, etc. Wet rot is a commonly excluded condition under homeowners policies. This type of thing is what is generally considered to be homeowner maintenance. Remember that you insurance policy is not a maintenance contract. You could still have a cause of legal action against the builder (if an individual person(s)) that you can locate and the statute of limitations in your state does not interfere. It does not really matter whether this fellow is still in the business of building houses, he can still be held liable.
Need homeowners policy on property you have occupied 13yrs without previous homeowners policy?
you had no insurance for 13 years? You should qualify for a state plan that will guarantee you coverage - contact a local insurance agent - and expect for the premium to be high
Does Illinois homeowners insurance cover medical costs for injuries to another person caused by the insured in an accident in the state of Wisconsin?
The liability section of a Home insurance policy covers you anywhere any time as long as it is not malicious intent.
