Teenagers more than any group absolutely need insurance to drive as this demographic is more at risk for accidents.
It depends on what you drive / ride. It is best to get quotes from different insurance agencies, and find out who can offer you the best deal for the coverage you want.
yes, the premium will be astrononic, and some insurance firms will not add children to the exsiting parents policy, they will only insure the teenager in their own right.
no
If you are needing to purchase car insurance for a teenager, it is best to call your current insurance company and have the teenager added on to your current policy.
One can purchase car insurance for a teenager at almost all car insurance providers. The rates between different providers may be different. Some providers include Geico and Nationwide.
teenager
Oh yes
Yes.
As soon as they are added to the policy.
The teenager should have been listed on the policy of the truck as the primary operator. You then call the insurance company and ask them to provide a policy in the name of the teenager. Now if you were not disclosing the teenager to the insurance company to avoid the extra premium then you have a problem. The teenager has no history with any company and in many cases will not get anything close to a good rate.
It is very difficult and expensive for a teenager to get car insurance. The easiest way to get it is to be put on your parents' insurance and pay them the added insurance cost out of your wages.
One of the main reasons teenager's auto insurance is so expensive is a lack of experienced that older, seasoned drivers have earned over time. Teenagers also have a higher rate of accidents and are more likely to drive recklessly.