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Tickets Points and Auto Insurance Rates

Does a warning for speeding affect your insurance?

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Answered 2010-02-23 02:55:18

Probably not, depending on how much you were speeding by. However if you are setting up your insurance let them know about it up front because those mongrels have people that do nothing but dig up excuses for not paying you out if you have an accident. and not being upfront with your driving record can lead to problems with some insurance mobs.

Warnings are not recorded on your driving record and the insurance company cannot see them.

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Speeding tickets affect your insurance rates for at least 3 years in most states.


If you get your first speeding ticket with no points does your insurance go up?


No, there is a database for tickets but not warnings.


All driving infractions affect your insurance. Drive safely!


== == NO, but it WILL affect your car insurance costs.



A speeding ticket of 10mph less will affect your insurance directly. Premiums often go up and remain high for extended periods of time.


- If you get a speeding ticket while driving someone else's car will it affect her insurance. - No affect her insurance. You pay the fine or you go to court for that. - will her insurance company be notified? - No. If you drive her car with the expired lisence plate you pay the fine.


No. Speeding tickets are issued to the driver not the vehicle.


A speeding ticket can have a large impact on someone's monthly car insurance rate. This is because the rate increases because speeding is associated with reckless driving.



Speeding tickets and other accidents and violations will affect your auto insurance rates no matter what state you are in. The speed at which you were speeding can also affect your rates. One minor ticket will make very little difference in your insurance rate. Some companies do not increase your rate for just one minor violation in a three year period. It depends on the insurance company and their regulations.


I recently received a speeding ticket in New Hampshire. If I plead guilty and pay the fine will this hit my MA insurance rates?


Yes, a speeding ticket will affect your insurance rate. The good news is each insurance company has different rates. It depends on how many speeding tickets you have had, or if this is the first one. If you have a speeding ticket you may want to look into traffic school to wipe it off your record and keep your rates unaffected.



The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.


No, minor traffic violations such as speeding do not transfer. However, PennDot is notified and it may affect your insurance.


Yes. Violations will follow the license no matter where they occur.


In most states it is 39 months. It will also affect your insurance rates.


It most likely will. I wouldn't say anything and let them find out though.


yes the points will be assessed. you have to mail the money to the different state/county/whatever or you might be able to do it online by credit card. i think it affects your insurance same as if you were speeding in your state.



Sure. They are all basiclly in cahoots together. Hope you squeek by but watch the speeding. Drive safe play hard


The ticket will be reported to NC and treated just as if you received the ticket in NC as it applies to your insurance rates so the answer is yes.


Yes, driving nearly 10 mph over the speed limit will affect a persons car insurance. How much it will affect it is based on the contract between the driver and the company.



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