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No Drink Driving is breaking the rules and your own choice

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15y ago

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Will underage drinking affect your auto insurance?

Any driving offense related to the consumption of alcohol will result in increased auto insurance rates, whether the offender is underage or not.


Will insurance cover engine replacement?

Only if it was damaged as a result of a accident.


What happens if you are driving an uninsured car that you also own and you get into an accident and it was your fault I have basic insurance on another vehicle but none on this vehicle in question?

If you are driving an uninsured car that you own and you get into an accident that is your fault, then you have to personally pay for the various expenses that may result from that accident, which includes both the cost resulting from damage to the cars involved, and also any medical expenses which result from injuries to people in those cars. Since you also are legally required to have insurance, the police may impose additional penalties.


Is there something called Accident Only Insurance?

Yes, there is a such thing as Accident only Insurance coverage. Accidental only insurance coverage covers any accident that leads to injuries that result to loss of limps, eye sight or life.


How many people died as a result of drinking and driving?

about 33,000 is the average


Driving after drinking the risk of bodily harm in the result of a collision?

Increases


Do you have to add your children to your auto insurance once they have their driver's license or can you add them after they have an accident?

if you add them AFTER they have an accident, they will not be covered for anything that happened during, or as a result of, the accident


What is an accident based insurance policy?

The term "accident insurance" applies to life and health insurance policy's that will only pay claims that result from an accident. Example: A person who owns an accident-only disability policy falls ill from cancer. The policy will not pay any claims as a result of the cancer. If the same person fell down a flight of stairs, the policy would pay.


What tickets will require SR22 insurance in Illinois?

Sr22 insurance can be required for any one or more of the following, 1, driving without Insurance, a DUI or a DWI, Poseesion of a controlled substance orhaving had an accident that was not covered. An Sr22 filing requirement can result in classification as a high risk driver requiring High risk insurance that can result in many negative effects as well as be hard on your wallet.


Will your insurance company pay if you are charged with drunk driving and are sued?

Your insurance company should pay for any property damage or medical bills that are incurred as a result of your accident. Your insurance company is still going to try and limit their liability as much as possible and they will only pay out up to your coverage limits. Your insurance company isn't liable for any punitive awards based on the fact you were driving under the influence.


What happens if you get in a car accident while driving on your learners permit in Washington State?

If you get into a car accident while driving on a learner's permit in Washington State, you may face legal consequences, including potential liability for damages. Your permit requires you to be accompanied by a licensed driver, and if you were driving without one, it could result in penalties, including fines or suspension of your permit. Additionally, your insurance may be impacted, and it's crucial to report the accident to your insurance company and the authorities. Always ensure you're following the rules and regulations associated with your learner's permit to avoid complications.


What happens if MOT expired?

If your MOT (Ministry of Transport) certificate has expired, you are legally prohibited from driving the vehicle on public roads. This can result in fines, penalty points on your driving license, and potential insurance complications. Additionally, if you're involved in an accident while driving an un MOT'd vehicle, your insurance might not cover you. It’s advisable to get the MOT renewed promptly to avoid these issues.