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Depends why the driver lost control - weather incidents are always At Fault. If there is another party involved, this may differ.

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โˆ™ 2006-03-07 13:28:27
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Q: Does auto insurance cover damage of driving into one's property?
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What does property damage liability car insurance cover in an accident?

Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.


Does home owner insurance cover damage to property that falls from a trailer being towed?

The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.


What does home renters insurance cover?

Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance.


What happens if you wreck a car that you dont insure?

If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.


If you only have PL and PD car insurance what does it cover?

PL and PD car insurance stands for; public liability and property damage. The insurance will cover a loss to an individual, other than yourself, or damage to someone else's property.


Does uninsured auto insurance cover property damage?

If you are uninsured then of course not.


Will renters insurance cover sewage pipe backup damage to personal property?

If your renters policy covers Sewer Backup then it will cover damage to personal property.


Will homeowners cover damage to non owned golfcart if you damage it?

Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.


If a tree does property damage who is liable?

Mother Nature would be the liable party, Unfortunately, she does not carry insurance. If your property is insured, Then your property Insurance Policy will cover the cost of damage repairs.


Does homeowners insurance cover a vehicle if it got hailed on while on the property?

No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.


Will renters insurance pay if a car is hit on property?

No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.


Does renters insurance cover damage to others property?

No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.


What happens if I'm driving my friends car and i get into an accident but my license is suspended will her insurance cover the damage?

It all depends on her insurance cover


Is property damage liability car insurance required?

Property damage liability insurance is to cover the damage you may cause to someone else's property. Different states have different car insurance requirements and regulations. Further, some people get larger property liability insurance coverage than the minimum requirements.


What happens if your property damage insurance is not enough to cover the claim?

You will be liable for the difference.


If you are driving your roommates car and damage it in your driveway whose insurance covers it?

Insurance follows the car. Your roommates insurance will cover the damage providing that he has "collision" coverage.


What part of your insurance covers someone running into a fence?

The person's collision insurance should cover the damage to their car, and their liability insurance should cover the damage to the fence and property. If they have no collision insurance, they will have to fix their car on their own.


Does insurance cover in a dwi wreck?

It does cover your liability for property damage and medical expenses if you were at fault. If you have collision insurance, your vehicle will also be covered.


If you hit your own car while driving another persons car is there coverage?

The Property Damage coverage on the car you were driving should cover the damage to your own car. In the event that the car you were driving didn't have insurance coverage then you may be able to make a claim under your own Collision coverage or Uninsured Motorist Property Damage coverage could apply.


When borrowing a pickup and hauling furniture something flew out and damaged truck He only has liability will that cover it or will your insurance have to cover it?

Liability would only cover the insured for his damage to the property of someone else. Your insurance will have to cover the damage to his truck.


What does PLPD car insurance cover you for?

PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note that PL&PD does not cover your vehicle nor you as the driver.


Does your home insurance cover damage to your car from falling tiles during a storm?

No, Homeowners insurance does not cover damages to your automobile. Your home insurance policy is property insurance for the specified structures and real property listed on the policy. Cars are not listed as covered property on your home insurance policy, that's what auto insurance is for.


What are the rules or guidelines of PLPD insurance?

PlPD = public liability, property damage, meaning your policy will cover medical and some property damage to a vehicle or property you may have an infraction with


What are some examples of things business insurance would cover?

There are numerous possible examples of things that business insurance would cover. Business insurance will cover things such as property damage and work casualties.


I rent a small apartment on his property so will my landlord's homeowners insurance cover damage to my property if there's a leak and my property is ruined?

No. Absolutely not. The landlord's insurance covers damage to his property only. Your property would be covered by renter's insurance. It is fairly inexpensive and well worth it for the coverage and peace of mind.