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Does being in chexsystems affect your credit even you don't owe the banks anything?
Wiki User
∙ 15y ago
If you owe NOTHING, it will not hurt your credit but may still prevent you from opening a checking account for up to 5 years.
Wiki User
∙ 15y ago
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Banks in Washington that do not use chexsystems?
There are several banks and credit unions in Washington that do not use chexsystems. One of the more popular ones there is 1st Security Bank Of Washington.
If a bank reported you to chexsystems can they report you to Telecheck too?
yes Chexsystems and Telecheck are both consumer reporting agencies and some banks and credit unions use them both and report to them both
Are there any banks that do not use Telecheck or Chexsystems?
Banks That Do Not Use ChexsystemsYes, there are many and your options really depend on where you live. There are some that only use a credit report
Banks in AR that don't use chexsystems?
Anyone living in Arkansas can get an account at Hope Credit Union. They do not use chexsystems. related question for more information http://wiki.answers.com/Q/Are_there_any_banks_that_do_not_use_Telecheck_or_Chexsystems
Which banks dont use chex systems?
There are a number of banks that do not Use Chexsystems. Some use Telecheck and others use just a credit report to verify. Then there are some that do use chexsystems but they will make exceptions or have second chance checking. Options depend on the state in which you live
Banks in Washington that do not use chexsystems?
There are several banks and credit unions in Washington that do not use chexsystems. One of the more popular ones there is 1st Security Bank Of Washington.
Do credit unions use ChexSystems?
Yes, many credit unions use ChexSystems to verify personal checks used for deposit and multi-party endorsement. According to Wikipedia, over 80% of US banks and credit unions use ChexSystems.
What are some of the banks in California that do not use ChexSystems?
Several of the banks in California do not use ChexSystems. San Mateo Credit Union, Golden One Credit Union and San Francisco Federal Credit Union. At some of these banks you will need to qualify to apply. You can check out more details at Chextalk online.
What checks does a ChexSystems report run?
ChexSystems are a company which offer a range of fund checking. It is similar to Experian. Many banks and credit companies use ChexSystems. It stops fraud.
Non chexsystems banks in Illinois?
yes there are some banks in Illinois that do not use chexsystems and there are also some that will give those on chexsystems a second chance.
If a bank reported you to chexsystems can they report you to Telecheck too?
yes Chexsystems and Telecheck are both consumer reporting agencies and some banks and credit unions use them both and report to them both
Where are the non chexsystem banks in California?
AnswerI have spent years researching banks and credit unions and I have never found any non-chexsystems banks in California. There are some "in store branch" locations of US Bank that will open accounts for those reported to chexsystems. Some of these branches actually have signs that say " In chexsystems, No problem"If you have " fraud or suspected fraud" reported, they will NOT approve you.
Are there any banks that do not use Telecheck or Chexsystems?
Banks That Do Not Use ChexsystemsYes, there are many and your options really depend on where you live. There are some that only use a credit report
Banks in AR that don't use chexsystems?
Anyone living in Arkansas can get an account at Hope Credit Union. They do not use chexsystems. related question for more information http://wiki.answers.com/Q/Are_there_any_banks_that_do_not_use_Telecheck_or_Chexsystems
Are websites that offer help for people on ChexSystems effective and free of charge?
Here is a site that is absolutely free and will provide a list of non-chexsystems banks and credit unions http://www.chexsystemsvictims.com And here is a forum that you can join for free that will help as well ..they offer free sample letters for chexsystems removal and also have a free nationwide list of non-chexsystems banks http://www.chexvictims.net Never pay for the help that you need with chexsystems issues
What are the banks in Texas that doesn't have chexsystems?
There are some yes that do not use chexsystems. Many banks in Texas use Telecheck instead. 1st COnvenience bank is a bank that does not use chexsystems.
Which banks dont use chex systems?
There are a number of banks that do not Use Chexsystems. Some use Telecheck and others use just a credit report to verify. Then there are some that do use chexsystems but they will make exceptions or have second chance checking. Options depend on the state in which you live
