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In state of Michigan, you can only have liability coverage if your car is paid off. Otherwise, you will have to purchase a full coverage policy.
The state of Michigan does require that all drivers have some car insurance. This includes either having liability or full policy coverage.
They can be if the parents have a Workers' Comp policy AND have not excluded the children.
You do not have to live with them as long as you are listed on the policy.
The vehicle owner should have a policy on the vehicle. If you are an occasional permissive driver of their vehicle there would likely be coverage.
No, but there are licensing requirements.
Insurance is overseen by individual states. If your parents have your car insured in Michigan and you are now living in another state with your car, say California, you will need to get a California auto policy, and drop the Michigan one.
You have to be either named or you have to fit the definition of a named insured on the policy.
Usually children are not covered individually in a policy but can be covered by parents in their own health policy.
You don't have to live there as long as you are listed on the policy.
Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.
In order for your child to have insurance coverage, your child would need to be listed as a covered person on the policy, and a premium would need to have been collected for the child. Even if both parents are insured, if your child isn't on the policy and has not been considered as a portion of the premium, then there is no coverage.