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Does car insurance cover you vehicle if it was the only car involved if you were driving intoxicated?
Wiki User
∙ 13y ago
Read your policy. It may not cover you while you are DUI.
Wiki User
∙ 13y ago
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What are some major traffic violations?
Driving Under the Influence/Driving While Intoxicated, Reckless Endangerment, no insurance, driving on a suspended or revoked licence, operating a commercial vehicle without a CDL..
If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
Can you cancel auto insurance if you are not driving?
If you don't own a vehicle, or have no intention of driving, you do not have to maintain auto insurance.
Does your insurance cover you to drive a car that has no insurance?
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
Is your insurance liable if your vehicle wasn't involved in a fatal accident?
If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.
Whats the difference between a DUI and a DWI?
DUI stands for driving under the influence and DWI stands for driving while intoxicated. Both mean the same thing. The specific criminal offense may be called, depending on the country or jurisdiction:* Driving While Intoxicated (DWI) * Operating While Intoxicated (OWI) * Operating a Motor Vehicle while Intoxicated (OMVI) * Driving Under the Influence [of alcohol or other drugs] (DUI) * Drunk In Charge [of a vehicle] (DIC)
What happens if you wreck a car that you dont insure?
If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.
What are the risks of driving without insurance?
If you have an accident and you are driving without insurance then you will not be bale to get any help towards the repairs of the vehicle. If another vehicle is involved you will be liable to pay for the cost of that one as well. If someone is injured they may make a compensation claim for their injuries and you will have to pay for that as well. In some countries driving without insurance is illegal and so you could face criminal charges too.
What if someone hits you and its not his car and there are no insurance on the vehicle?
His liability insurance on his car should transfer to the vehicle that he is driving.
Can you get a ticket for driving with no insurance if you are pulled over driving a borrowed car that is not insured even though your personal car is insured MN?
Absolutely. You are responsible for making sure the vehicle that you are driving is insured. It does not make any difference that you have other car insurance or even that the owner of the vehicle has other insurance. If there is not insurance on the vehicle you are driving then you are guilty.
Texas uninsured driver driving insured vehicle?
Is driving without insurance
