If you are speaking of mechanical repairs the answer is no. Auto insurance is only made to pay for damages from covered accidents or comprehensive claims. Maintenance and mechanical repairs are not covered causes.
Of course.
US Fidelis offers insurance for auto-repairs. They pay the repair shop while you pay your monthly insurance cost to them
Most care windshield repairs are covered by a majority of insurance companies. In cases of a broken windshield it is best to consult with your insurance agent to see exactly what is covered by your policy, and the amount they will pay.
In my experience, in a number of countries, Auto Insurance companies will not pay for repairs unless the repair is result of an accident. Then only what the car is worth.
As long as it is their fault you can go after their insurance.
Car insurance, depending on the policy, will pay for car repairs in an accident only. However, if you are looking for insurance that takes care of basic maintenance fixes, those policies are rare and end up being costly in the long-run. In some cases, some repair shops do offer financing plans for repairs or any services, which could be helpful if you need assistance in paying for repairs.
No - insurance is for sudden and accidental damage. Routine repairs are considered maintenance and maintenance is not covered under any insurance policy.
As with almost any insurance, it depends on your individual policy.
A deductible in any kind of insurance is, basically, the minimum amount before the insurance "kicks in." On any repairs covered by your insurance, you will have to pay the deductible amount before the insurance will pay anything.
The insurance premium is the amount you pay the insurance company every month. The insurance deductible is the set amount which you pay out of pocket for repairs after you make a claim. For example... you may pay $100 to the insurance company every month for the insurance policy and have a $500 deductible. If you file a claim you are expected to pay for $500 of the repairs yourself, while the insurance policy covers anything above that amount up to your max limits.
No insurance. You pay for care directly.
Yes, you do.