www.chexhelp.com
Yes...and will deny taking or cashing any type of check if Chexsystem's gives negative information.
Yes they do.
Yes
Yes. Almost every bank does.
Yes, a levy on a checking account will be notated to chexsystem or a similar system. Anything that involves your checking account in a negative way will be shared in a reporting system.
It stays on your record for 5 years.
U.S. Bank and Wells Fargo.
The webpage appears to be down.He tried to contact the webpage administrator.How do I print this webpage?
No, but it will impact whether you will be allowed to open up a checking account.
No, while the credit repositories disseminate both negative and positive credit data. Chexsystem only gives out negative information about a credit file. For example, if they have presented any NSF checks in a given period and the disposition of those checks.
Chexsystem is a national database the banks use to track people who have had problems with their banks accounts and have had them closed. The reason for closure can be as extreme as bank fraud or it can be for bounced checks, unpaid fees or other reasons. Once you're in Chexsystems you stay for 5 years, even if you pay off what you owe.
Are there banks that do not use the chexsystem or telecheck in new jersey or philadelphia?