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yes it does but you will be claiming off your own insurance and may loose your no claims discount if you have one. Yes it can be used but the deductible WILL apply, and your rates may increase if you put in a claim. (as unfair as that may sound)

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โˆ™ 2006-04-20 19:54:35
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Q: Does comprehensive coverage for auto insurance cover a hit and run of your parked car?
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If you do not have Comprehensive Coverage on your car would your Homeowner Insurance cover vandalism on a car that was parked in your driveway?

No. Homeowners policy specifically exclude automobiles. //


Does full coverage insurance cover theft?

if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy.


Is acid rain cover under auto insurance?

Yes, if you have comprehensive coverage.


Does State Farm Auto Insurance cover flood damage?

Yes it does, through their comprehensive insurance coverage.


What insurance coverage covers you if you are run off the road?

Your collision and comprehensive cover your vehicle.


Does homeowner insurance cover damage from a tree falling on an automobile?

No. Comprehensive coverage on the auto does that.


What is usually covered by a comprehensive motor insurance?

Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.


Does comprehensive coverage cover for a hit and run if you are moving?

Yes, comprehensive coverage covers your car if you are moving. You will need to contact your insurance company to see if you are required to pay a deductible.


Does auto insurance cover accidental fire damage?

The kind of coverage that would be necessary is called comprehensive coverage. It usually sold in conjunction with collision coverage.


Will your insurance cover a broken windshield if you broke it accidentally?

Insurance, by its nature, covers fortuitous events; it does not generally cover intentional acts. Therefore, the element of "accidentally" is inherent in the coverage. That said, if you maintained comprehensive coverage (as distinct from collision or liability coverage), there would be coverage.


Will your insurance cover your car if you were at fault?

If you have full Coverage Auto Insurance, Then the Comprehensive and Collision portions of your coverage would pay for damages to your own car. If you just have liability insurance only. Then you just have coverage for the other car and there is no coverage for your own vehicle.


If a tree falls on your moon roof what insurance coverage do you use?

File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.


Does homeowners insurance cover theft of car from driveway?

Homeowners insurance and Auto TheftNo. Homeowners Insurance does not provide coverage for Automobiles. You will need to file that with your Auto Insurance company if you have comprehensive Auto Coverage.More sNO. That would be something that auto insurance would cover if you had full coverage including theft. Homeowners, does not cover motorized vehicles, except in specific cases.


If a tree fell on your car at work who pays?

Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.


What does comprehensive general liability insurance cover?

Comprehensive general liability insurance covers businesses against many liability exposures of a business. Comprehensive general liability insurance coverage includes completed operations, elevators, independent contractors, and more.


What happens if I had insurance at the time of an accident someone hit my parked....but now I need to file a claim and now I don't have insurance?

Your insurance SHOULD cover the damage assuming you had comprehensive coverage and not just liability. However, you might have a problem proving the damage occurred while you were still covered.


What does insurance cover for wind and hail damage coverage?

Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.


Does comprehensive auto insurance cover something falling on the car in the garage?

In india, yes. The coverage is on all risk.


How is auto liability insurance different from comprehensive insurance?

Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.


What type of coverage do you offer for the comprehensive general liability insurance?

To purchase general comprehensive coverage on an auto insurance plan, is a completely different aspect when compared to general liability insurance. The first will cover a certain amount of the inured and fix-it bill, where the latter will only cover the party at fault in the case of an accident. If you would like both of these, you should purchase full coverage for a discounted price.


Does homeowners or comprehensive insurance cover damage to an auto from grandchildren throwing rocks?

Typically, homeowners insurance expressly excludes auto-related losses. Therefore, the auto comprehensive coverage should apply.


Does auto insurance cover hail?

Hail damage and other acts of nature is covered under the comprehensive portion of your policy. If you picked comprehensive coverage when you purchased your auto insurance then yes, it would be covered.


Does homeowners insurance cover your car when it rolls down a steep driveway into a tree?

No. Your homeowners Insurance Policy does not cover Auto Collision. You will need to file on your Auto Insurance under your Vehicle Comprehensive and Collision Coverage.


Does auto insurance cover stolen cars?

Auto insurance will cover the theft of your vehicle if you maintain comprehensive coverage. Comprehensive coverage is generally sold in conjunction with collision coverage. However, unless there exists a lender that requires collision/comprehensive coverage, it is usually not mandated by law as it is considered "first-party" coverage (designed to protect the owner only). Comprehensive coverage also applies to the theft of belongings in the vehicle if they were permanently affixed to the vehicle. For example, if you have an after- market stereo system and sub-woofer that is stolen from your vehicle, it is covered under comprehensive coverage. However, if you leave your purse in the car and it is stolen, it is not covered because it is not permanently affixed to the vehicle.


Will homeowner's insurance cover a stolen car?

The simple answer is NO. Homeowners policies will specifically exclude any vehicle licensed or intended for road use. To get coverage you will need to have Comprehensive coverage on your auto insurance policy.