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If a tree falls on your moon roof what insurance coverage do you use?
Wiki User
∙ 12y ago
File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.
Wiki User
∙ 12y ago
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Will your entire roof be replaced when tree falls and damages only part?
No, your insurance contract specifies coverage for certain damages that result from the covered perils listed on your policy. Homeowners insurance can not provide coverage for things that are not damaged.
Can an insurance company require roof replacement to continue your insurance coverage?
Roofs require occasional replacement, generally every 20 to 30 years depending on the rating of your roofing materials. Some Insurance Companies will require you update your roof for continued coverage once it has reached it's expected lifespan. Some companies will allow you to exclude further roof coverage and maintain the rest of your policy.Answergive my roof back u ugly insurance company never trust nation wide to date
How do you get your insurance company to pay for a roof damaged by a hail storm?
Generally you would just file a claim with your insurance company. If you have windstorm coverage and your roof met the requirements for coverage on your policy you should have no problem getting the company to pay for repairs.
Does homeowner insurance cover damage to uninsured car in garage?
Sure, if the roof falls on it, or there's a fire. But it won't cover anything that happens on the road. Check in with your insurance agent. Most homeowner policies exclude damage of any kind to automobiles.
Can you claim roof damage on a new roof?
It is VERY important to have a professional roofing insurance resoration specialist inspect your roof first. This person will determine whether or not you have a claim. Next, you will contact the insurance company to make a claim and an appointment. The restoration specialist will be there to meet with your claims adjuster.
Can an insurance company pay to replace only a portion of a roof after hail damage?
Probably only if you have full coverage. Otherwise the Insurance company will deny you.
Is it an Ohio law if the insurance company can't match the shingles do they have to replace the whole roof?
No, There is no such law. What the company will pay for the repair of your roof is dependent on what type of policy you bought and the age of your roofing material. If you bought an HO1, the cheapest Home Insurance Policy then you probably have cash value coverage. The company will only pay to repair the damaged portion of your roof. Match and asthetic issues are generally excluded from coverage under the HO1 If you bought an HO2 or HO3 policy then you may have full replacement value coverage, in which case they will pay whatever it cost to replace the entire roof. Match issues are addressed in your Insurance Policy Contract you agreed to when you purchased your insurance.
Snow fell down off your roof and damaged the hood of your car Will your full coverage auto insurance cover the cost of new hood?
Yes, comprehensive coverage should pay for incidents such as this.
What help can I get with repairs to my roof after so much rainfall from my property insurance help.?
The best source of information would be your insurance agent or other Insurance Company Representative. Most Homeowners insurance policies have coverage available for storm damaged roofs.
Do you have to pay a deductible if a roof of a building falls on your car?
Yes, any time there is a claim which the insurance co will be covering, a deductible is paid.
Who pays for roof leak into my home?
The answer probably lies within your association's declaration of covenants, conditions and restrictions (CC&Rs). There may be an exculpatory, or non-liability, clause that lets the association off the hook even if negligence is a factor in the deficiency in the common roof. The association's insurance would not be responsible for paying for your claim if this type of exculpatory clause appears in the legal documents. The insurance company could also deny your claim if the association has had a history of roof leaks in the past. Insurance companies soon get wise to associations that defer their roof maintenance and then expect the insurance coverage to pay for interior damage. A past history of roof leaks can result in eventual cancellation of the association's policy. In my opinion, it is wise to obtain insurance coverage for the interior of your unit and its contents. This will only assist you in case of future losses. When obtaining this coverage, you should also consider loss-assessment coverage, which will reimburse you in the event that your association must levy a special assessment due to an insurance loss. This type of coverage is very helpful if your association is affected by an earthquake or flooding for example. Consult an attorney who specializes in community association law. After reviewing your association's legal documents and insurance policy, he or she will be able to advise you about your rights and the association's obligations.
Does renters insurance cover hail damage to the roof of my mobile home?
No, renters insurance is coverage specific to property that belongs to the named insured.If it's a rental property then the property owners insurance would cover storm damage to the roof. If it's just worn out then that would be an owners maintenance issue.
