Your cosigner'sshould also reflect the loan. In this case, it should show as paid on time as agreed.
Scores of 700 or above suggest a decent credit report.
The purpose of a free credit report is that the individual can get a report of their credit records. This way they can know what there standing is in terms of credit, and see if they have good credit or bad credit without paying any fees or services.
No, a cosigner can be retired, or just in good standing with the federal credit bureau. They do not necessarily have to have a job. But the deal with a cosigner is that if the individual they are cosigning for does not pay the bill, the cosigner is responsible for the payment.
ANSWER: If the old trade line was in good standing, yes.
There is not a strict set of requirements for cosigning. You will need to be over 18 and the lender will need to believe you are a good credit risk. This is based on your credit score. You should be concerned with the obligations cosigning a car loan will create for you. See the Related Link for "Experian: Advice on Cosigning a Loan" for info on this.
7 years from the DLA for "negative" accounts, and 10 years for accounts "in good standing".
Yes, that is the premise of having a cosigner. The person cosigning must have a reliable, acceptable level of income and a good credit history.
Get a free credit check and get your credit score with a credit report
Not on your credit report. Dream on.
yes, its in good standing.
A good credit report means that one who applies for a Capital One credit card can get a better deal. First, with a good credit report one can get an unsecured card instead of a secured card. Depending on how good one's credit report is one can get better features, lower interest, and maybe even a platinum card.
equifax com/answers/request-free-credit-report/en_cp is the place where you can get a free credit report from Equifax. It is a very good method to get a free credit report.
This is probably because they are still out standing debts. You have to pay them. It will still stay on your credit report for seven year period. Good Luck.
Depends on what they are. If they are derogatory items, then dropping off will raise your score. If they are positive items (e.g.- an account in good standing), then they will lower your score.
Acceptance for credit cards will depend on your credit rating standing. If you have good credit then you are practically guaranteed to be accepted. But if your credit report is not as good as you would like it then you need to take action immediately. First of all you need to see a copy of your credit report. You can normally request one copy per year for free and this information is the exact same that a bank and credit card Company would see once they do a credit search on you.
There are many website to get your credit report credit score. You can go to www.equifax.com/ or www.creditscoring.com/pages/bar.htm to find the score.
No-the accounts have been discharged in bankruptcy.
Yes - as long as your credit cards are in good standing.
It will only show on the primary borrowers credit report. If the primary defaults on the loan then the responsibility falls to the co-signer. In brief, if the loan is in good standing the primary borrower will have it on their credit report only. If the loan is late or is defaulted it will be reported on both the primary and co-signers report.
Credit reports determine your credit score based on your credit card usage. Without a credit card, you'll be unable to obtain a credit report. If you are of age, it is best to obtain a credit card and use it responsibly in order to build good credit. Good luck!
The best place to view your credit report is free credit report dot com. The only problem is the report you get is not the same one that the banks look at for a loan or mortgage. The report you see is good to make sure that no one has opened a credit card in your name.
Forever, since it looks good on your report.
There are three companies that can give you a credit report. It is a good idea to check all three, because they can be different. You are entitled to a free report once a year.